- Report: #132093
Report - Rebuttal - Arbitrate
Complaint Review: The Hartford Insurance Company
The Hartford Insurance CompanyPOBox 2905 Phoenix, Arizona U.S.A.
The Hartford Insurance Company Ripoff Hit & Run Driver Uninsured & At Fault For Collision Somehow Wins Phoenix Arizona
*Consumer Comment: I was in this situation
*Consumer Comment: No witness & no police report
*Consumer Comment: Sue the insurance company for Bad Faith Insurance, Slander and Libel
*Consumer Comment: Front Fender damage
*Consumer Suggestion: Use a Police Report
*Author of original report: Calif. Dept. Of Insurance, What Good Are They?
He was diffenately trying to get away but couldn't due to the volume of traffic. Finally I got him to stop and he was really pissed, it seemed like he was going to get violent but calmly I asked for his drivers license and insurance information as I was giving him mine. He kept screaming that he has just purchased his SUV and that he had the right of way. There was very little damage to either vehical. He gave me his drivers license but said that I would have to call his finance company to get his insurance info. When I did I was told that he was not insured at all. I then contacted my insurance company to tell them exactly what had happened. I then got my vehical repaired after paying the deductable figuring I would be reimbursed.
Three months goes by then I get a letter from my insurance company saying since the other driver was not insured I could not get my deductable back. Oh well, I then thought that would be the end of it but another month later I was due to renew my policy and I see my rate has more than doubled! Come to find out that my insurance company had determined that I was at fault for the accident and that there decision was final. They refused to re-investigate, refused to reconsider, refused to allow me to defend myself. Obviously I wasn't getting the protection I was paying for. I then cancelled my policy and went to another company who wanted to charge me almost as much due to this accident on my driving record.
I made a complaint to the Calif.
Dept. of Insurance but they didn't do a damn thing. What can I do about this, the accident was not my fault. The other driver was a "Hit & Runner" and he was uninsured. How did I get blamed for the accident? The other driver hit me, obviously he was at fault. I think I was charged for the accident because I was insured and the other guy wasn't. This can't be legal. What can I do about this?
This report was posted on Ripoff Report on 02/20/2005 01:09 PM and is a permanent record located here: http://www.ripoffreport.com/r/The-Hartford-Insurance-Company/Phoenix-Arizona-85062-2905/The-Hartford-Insurance-Company-Ripoff-Hit-Run-Driver-Uninsured-At-Fault-For-Collision-132093. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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