Recently I was hit with three overdrawn penalties at once. Please keep in mind that I am poor and have been struggling to find professional work for a very, very long time.
When I explained to the bank represenatives that the printouts from a.t.m. machines were not giving me accurate readouts of my account, thay simply told me that the machines don't give an accurate readout and that I would have to stop and write everything down that I buy.
Huh? who on earth does that? I like many others pay for the service of using our own money (this makes no sense),and I say at the very least they can make sure that all a.t.m's are accurate and if they are not then they, (Banks) should except the responsibility for such overdrawn errors! I know technology and with digital technology all a.t.m.'s should be accurate to the penny.
In looking at this from the pespective of an impoverished American I like many others experiences such as this,.. They took the only money I had and because of this I had no money to eat for three days! If Banks, corporations, and various organizations are going to make themselves rich off of the sweat, blood and tears of American with corrupt and subversive policies and business practices, then how can any of us ever have freedom, liberty and justice in our lives.
In regarding this specific incident, though I dissagree with the banks corrupt policy, I then agreed to pay the fine but I explained it would be two weeks before I would have any money. They then informed me that they were charging me $5.00 a day until the fine was paid! This made me furious!
I later found out that the bank does not pay a single penny of overdrawn accounts, in fact I also found out that banks do this on purpose to trap poor individuals with small account into owing them oeverdrwan penalties!!! They are making tens of thousands every month off of the American people who are struggling to just survive!!! They are using our poverty against us robbing us of what little we do have!!!
It is one thing to charge trumped-up fines and penalties but to take food out of the mouth of an American, this is a crime against America itself!!! As for myself, one voice, one American, one human being, I will never again trust any bank with my poverty wages ever again for as long as I live!!!
From the government to the banks to corporations to organizations to private businesses we are all being ripped-off far mor than we realize!!!
Final note, When you put your money into the bank, who's money is it,.. is it your's or the bank's?