• Report: #874191

Complaint Review: The Law Offices of Gene W. Choe, PC

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  • Submitted: Thu, April 26, 2012
  • Updated: Tue, September 04, 2012

  • Reported By: Steve — Camarillo California United States of America
The Law Offices of Gene W. Choe, PC
3250 Wilshire Blvd. Suite #1200 Internet, California United States of America

The Law Offices of Gene W. Choe, PC LOAN MOD. SHAM LAWYER AND THEN BOTCHED MY BANKRUPTCY CASE Internet, California

*Author of original report: Bar Complaint

*Author of original report: Choe Fees Disgorged by Court

*Consumer Suggestion: Law Offices of Gene W Choe criminal activity

*REBUTTAL Owner of company: Full $50k Returned and Client Retained Home for 1 Yr. without paying any mortgage

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I received Gene Choe's colorful mailer advertising legal services to save your home from foreclosure.  I checked their extensive website and they seemed legit.

I hired this law firm to perform a loan modification and litigation action against the bank foreclosing on my 1.3 mil home.  Gene Choe charged me $20,000 in post dated checks.  After several weeks and sending them countless financial documents, they called me last minute and told me to file bankruptcy to prevent the foreclosure sale of my home.

I was charged $45,000 for them to file a chapter 11 bankruptcy case on my behalf.  Several more weeks go by and my case gets dismissed by the court due to failure to file timely documents by Choe's firm.  In the meantime, Choe's law group attorney and his paralegal handling my case quit the firm unbeknownst to me.

My house ends up in foreclosure sale and is ultimately lost to the bank which is exactly what I hired this law firm to prevent from happening.  Gene Choe has since refused to refund any retainer fees or even provide an accounting or invoice of time spent on my case.  He continues to hold $50,000 of my money without explanation.

I have filed a complaint with the California Bar Association and a Motion to Disgorge Fees with the court.  I have been told from insiders that Choe has multiple complaints pending against him for numerous other cases he has botched due to negligent representation.


This report was posted on Ripoff Report on 04/26/2012 10:17 AM and is a permanent record located here: http://www.ripoffreport.com/r/The-Law-Offices-of-Gene-W-Choe-PC/Internet-California-90010/The-Law-Offices-of-Gene-W-Choe-PC-LOAN-MOD-SHAM-LAWYER-AND-THEN-BOTCHED-MY-BANKRUPTCY-874191. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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REBUTTALS & REPLIES:
2Author 1Consumer 1Employee/Owner
Updates & Rebuttals

#1 Author of original report

Bar Complaint

AUTHOR: Steve in Camarillo, CA - (USA)

Justice!  If you haven't already I encourage you to file a Bar complaint on Choe's illegal activity.

Contact State Bar Investigator Denise Ventura @ 213-765-1710.  She has my case and will be interested to hear your background info. on Choe's unethical conduct.
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#2 Author of original report

Choe Fees Disgorged by Court

AUTHOR: Steve in Camarillo, CA - (USA)

Choe lost Motion to Disgorge Fees in court and was ordered to return $50,000.  Judge called his behavior in my case "reprehensible."
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#3 Consumer Suggestion

Law Offices of Gene W Choe criminal activity

AUTHOR: Justice - (United States of America)

I represent elderly clients that have been ripped off by The Law Offices of Gene W Choe.  I have filed a suit in Santa Clara County and a State Bar Complaint alleging the criminal activity of this law firm.  

Similarly to this report written by the victim above, my clients signed a contract to have a suit filed to reverse a foreclosure.  Once the law office received their "retainer" and an ACH automatic account monthly withdrawal, they stopped communicating with my clients, totally.  No law suit filed.  No refund sent after demand.

Choe's firm violates the Consumers Legal Remedies Act CC 1780

My clients canceled the contract and the law office kept taking monthly withdrawals out of their account!  There was never an account statement sent, no work done, no return calls or return emails.  

What the public doesn't realize is this firm used with my clients unlicensed sales persons and consultants legally termed "runners and cappers" to sell their services.  This is illegal according to Business and Professions Code sections 6151 through 6154.  Having unlicensed attorneys sell a client is not only illegal but also voids the contract.  I believe all consumers may obtain a full refund of their money back from Choe's law firm according to proof of this violation.

Keeping refundable money is also illegal.  But the worst is where the firm delays processing of your action/matter in order for them to collect monthly fees.  That is criminal activity as defined in Business and Professions Code Section 6128, punishable by fine and jail.

The firm did not include the mandated Notice of Cancelation forms in the attorney client contract, violating the Mortgage Foreclosure Act.  The Law Offices also takes advance fees...this is prohibited in the Mortgage Foreclosure Act as well.  They did not provide my clients with the notice that advance fees are prohibited.

I encourage everyone who reads this to reach out and contact me through "RippOff Report" for public benefit.
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#4 REBUTTAL Owner of company

Full $50k Returned and Client Retained Home for 1 Yr. without paying any mortgage

AUTHOR: Law Offices of Gene W. Choe, P.C. - (United States of America)

The entire $50,000 was returned to him already. The client enjoyed at least a year's worth of mortgage free living at his house. It is terribly upside down and has no equity. He was denied at least 9 times for loan modification before retaining the firm. We could not guarantee against the loss of his home as he made a choice to default on his mortgage. He and his wife makes at least a quarter million dollars from employment, a Sheriff and a registered nurse.

Also, they own 4 other rental properties which throws off handsome monthly rental income. In the end, these clients enjoyed mortgage free living for almost a year and whatever legal fees they paid were all returned. The firm did not get paid any fees worth at least $40,000 and costs of $5,000. Attorneys cannot guarantee any specific outcome in any case. While the firm could not assist this client with ultimate success with his home, the firm rescued almost 700 homeowners from losing their homesteads. The firm continues to fight the lenders for many more of its clients. 

Incidentally, the bankruptcy attorney and his paralegal after terminating employment with the firm now represent this particular client. The "multiple" bar complaints this client refers to do not allege negligent representation, but rather fee disputes. Most of them have been determined frivolous and have been rejected by the Bar for any further process. 
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