Company owners Rick Permanand a.k.a Ricky Permanand and Nicholas A. Salerno a.k.a. Nick Salerno are two con artists that are under investigation by the Florida Attorney General, Economic Crimes Division Case No. L09-3-1126. They promised to modify my home loan and settle my debt with credit card companies. They took thousands of dollars from me and did nothing. They will not even return my phone calls.
They have changed their companies as often as dirty underwear. First they opened as U.S. Settlement Services to steal away customers from a reputable Tampa company with the same name. Then they became The Federal Loan Assistance Center that was soon shut down by litigation. They pretended to be a Federal government agency but they were not.
They reinvented themselves again as Consolidebt, LLC before fleeing from another lawsuit. Then they regrouped as Timeline Debt Solutions and continue their deception through their latest company R&N Consulting Group, LLC. It amazes me how these thieves have not been thrown in jail yet. They have been sued more times than I can count. Even the IRS has a $92,000 tax lien against Nick Salernos property. He owes so much money, how can he be trusted to handle the money of others?
These fraudsters target desperate, elderly, and vulnerable victims who are in foreclosure or on the verge of bankruptcy. Simply appalling.
Florida Attorney General Investigation, Economic Crimes Division. Case against Federal Loan Assistance Center .
Lawsuit against Nick Salerno and Rick Permanand
Lawsuit against Consolidebt
$92,000 Tax Lien against Nicholas A. Salerno, a.k.a Nick Salerno
Timeline Debt Solutions
722 Apex Road Suite G
Sarasota, Florida 34240
U.S. Settlement Services Corporate Information
Federal Loan Assistance Center Corporation Information