• Report: #249774

Complaint Review: Titlemax

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  • Submitted: Tue, May 22, 2007
  • Updated: Tue, May 22, 2007

  • Reported By:Lenoir City Tennessee
Titlemax
Lenoir City, Tennessee U.S.A.
  • Phone:
  • Web:
  • Category: Loans

Titlemax Predator of persons experiencing hardship situations Lenoir City Tennessee

*UPDATE EX-employee responds: It's a pawn

*UPDATE EX-employee responds: It's a pawn

*UPDATE EX-employee responds: It's a pawn

*UPDATE EX-employee responds: It's a pawn

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What a disgusting, furtive, flagitious, scandalous, deceitful, cunning, devious operation. I unfortunately became a part of this operation out of desperation. oh my Gracious God, help me get out of this inhumane, demeaning, harrassing world of predators. If I get out of this tortuous dark hole, I will never go back there again, and will suffer whatever the consequences I face , even if it means losing my home.

I propose that those who have suffered the immensely distorted tactics of this operation Titlemax, write letters, and email our State Legislative government to stop them as soon as possible.

Sure, I agree Mr. Brian Snicker that Titlemax is a business, but so are weight loss companies guaranteeing 15 lb weight loss in a month,.... and other companies that provide hope to desperate people in desperate situations with misleading advertisement, and promises.

Also, we can look at the Fair Collections Act that governs the business to see if you have been given misinformation,etc and you can collect 10,000.00 dollars for each occurrence.

I strongly urge all of you to unrentlessly complain to legislation, neighbors, your work community, and to strangers. Use every opportunity to speak out against this company.

So, hopefully Miss Becky will decay with the company and all it's fradulent, misleading, cruelly harsh acrimony.

Woke up too late
Lenoir City, Tennessee
U.S.A.

This report was posted on Ripoff Report on 05/22/2007 06:23 PM and is a permanent record located here: http://www.ripoffreport.com/r/Titlemax/Lenoir-City-Tennessee-37771/Titlemax-Predator-of-persons-experiencing-hardship-situations-Lenoir-City-Tennessee-249774. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 UPDATE EX-employee responds

It's a pawn

AUTHOR: Pj - (U.S.A.)

Posting several big words you looked up in a thesaurus without speaking to any facts about your situation is hardly a reason for anyone to try and help you in your situation.

I, as an ex-employee, could more than likely do just that. However, it seems as though you would prefer to call me "disgusting, deceitful, cunning, and devious". If you were to look back at my previous comments, you would see that I am more than fair in my responses to people and their situations.

I took a job with them not knowing what a pawn was. It was an eye-opening experience for me, and I had no idea of the world that I had entered. Is that a reason for you to describe me like that??? I left because of the relentless pressure from upper management to perform at almost ridiculous standards, and because I was so tired of hearing excuse after excuse of why a customer couldn't pay. Some customers I empathized with, but I once had a customer with a $5 interest payment that was 47 days late. You can't imagine the pressure we got for collecting on such a small payment, which was enough to make me pull the money from my own pocket and pay it.

I also had a customer who came in crying for more money, saying her kids needed food to eat and her power bill needed to be paid, but first she had to make a payment which she didn't have. I, being such a "devious" person, paid her $72 payment out of my pocket. She promised when she got the additional $1500 check, she would be right back to refund me my money. I never saw her again, but I'm sure she was happy I hadn't "decayed" when I made her payment, as I am sure you were glad that Miss Becky hadn't "decayed" when she gave you a check with no credit check almost instantly.

That's 2 stories out of about 20 where I paid someone's payment for them, and only once did someone actually pay me back. Needless to say, that hardened my heart towards customers.

QUESTIONS FOR YOU:
Why didn't you go to a bank and get a loan? Probably credit issues. The bank won't touch the majority of TitleMax's customers.
Why didn't you borrow it from family/friends? Probably because they didn't trust you either.
Who else would have given you the money? Nobody.
Why did you sign the contract? Because you needed the money right then and didn't have other options.

Do you like how I just assumed all of that above, kind of like you just assumed your statements?

Just like all businesses and investments, high risk equals high reward. That is TitleMax's outlook. They do lose a lot of money to customers that don't pay a penny back and destroy their cars purposefully. That's why banks charge lower interest, because they check you out first and have a degree of certainty.

You also don't have to pay one red cent back. Just turn your car in. You said you were willing to lose your home....this way, it's just the car.

No hard feelings,
PJ
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#2 UPDATE EX-employee responds

It's a pawn

AUTHOR: Pj - (U.S.A.)

Posting several big words you looked up in a thesaurus without speaking to any facts about your situation is hardly a reason for anyone to try and help you in your situation.

I, as an ex-employee, could more than likely do just that. However, it seems as though you would prefer to call me "disgusting, deceitful, cunning, and devious". If you were to look back at my previous comments, you would see that I am more than fair in my responses to people and their situations.

I took a job with them not knowing what a pawn was. It was an eye-opening experience for me, and I had no idea of the world that I had entered. Is that a reason for you to describe me like that??? I left because of the relentless pressure from upper management to perform at almost ridiculous standards, and because I was so tired of hearing excuse after excuse of why a customer couldn't pay. Some customers I empathized with, but I once had a customer with a $5 interest payment that was 47 days late. You can't imagine the pressure we got for collecting on such a small payment, which was enough to make me pull the money from my own pocket and pay it.

I also had a customer who came in crying for more money, saying her kids needed food to eat and her power bill needed to be paid, but first she had to make a payment which she didn't have. I, being such a "devious" person, paid her $72 payment out of my pocket. She promised when she got the additional $1500 check, she would be right back to refund me my money. I never saw her again, but I'm sure she was happy I hadn't "decayed" when I made her payment, as I am sure you were glad that Miss Becky hadn't "decayed" when she gave you a check with no credit check almost instantly.

That's 2 stories out of about 20 where I paid someone's payment for them, and only once did someone actually pay me back. Needless to say, that hardened my heart towards customers.

QUESTIONS FOR YOU:
Why didn't you go to a bank and get a loan? Probably credit issues. The bank won't touch the majority of TitleMax's customers.
Why didn't you borrow it from family/friends? Probably because they didn't trust you either.
Who else would have given you the money? Nobody.
Why did you sign the contract? Because you needed the money right then and didn't have other options.

Do you like how I just assumed all of that above, kind of like you just assumed your statements?

Just like all businesses and investments, high risk equals high reward. That is TitleMax's outlook. They do lose a lot of money to customers that don't pay a penny back and destroy their cars purposefully. That's why banks charge lower interest, because they check you out first and have a degree of certainty.

You also don't have to pay one red cent back. Just turn your car in. You said you were willing to lose your home....this way, it's just the car.

No hard feelings,
PJ
Respond to this report!
What's this?

#3 UPDATE EX-employee responds

It's a pawn

AUTHOR: Pj - (U.S.A.)

Posting several big words you looked up in a thesaurus without speaking to any facts about your situation is hardly a reason for anyone to try and help you in your situation.

I, as an ex-employee, could more than likely do just that. However, it seems as though you would prefer to call me "disgusting, deceitful, cunning, and devious". If you were to look back at my previous comments, you would see that I am more than fair in my responses to people and their situations.

I took a job with them not knowing what a pawn was. It was an eye-opening experience for me, and I had no idea of the world that I had entered. Is that a reason for you to describe me like that??? I left because of the relentless pressure from upper management to perform at almost ridiculous standards, and because I was so tired of hearing excuse after excuse of why a customer couldn't pay. Some customers I empathized with, but I once had a customer with a $5 interest payment that was 47 days late. You can't imagine the pressure we got for collecting on such a small payment, which was enough to make me pull the money from my own pocket and pay it.

I also had a customer who came in crying for more money, saying her kids needed food to eat and her power bill needed to be paid, but first she had to make a payment which she didn't have. I, being such a "devious" person, paid her $72 payment out of my pocket. She promised when she got the additional $1500 check, she would be right back to refund me my money. I never saw her again, but I'm sure she was happy I hadn't "decayed" when I made her payment, as I am sure you were glad that Miss Becky hadn't "decayed" when she gave you a check with no credit check almost instantly.

That's 2 stories out of about 20 where I paid someone's payment for them, and only once did someone actually pay me back. Needless to say, that hardened my heart towards customers.

QUESTIONS FOR YOU:
Why didn't you go to a bank and get a loan? Probably credit issues. The bank won't touch the majority of TitleMax's customers.
Why didn't you borrow it from family/friends? Probably because they didn't trust you either.
Who else would have given you the money? Nobody.
Why did you sign the contract? Because you needed the money right then and didn't have other options.

Do you like how I just assumed all of that above, kind of like you just assumed your statements?

Just like all businesses and investments, high risk equals high reward. That is TitleMax's outlook. They do lose a lot of money to customers that don't pay a penny back and destroy their cars purposefully. That's why banks charge lower interest, because they check you out first and have a degree of certainty.

You also don't have to pay one red cent back. Just turn your car in. You said you were willing to lose your home....this way, it's just the car.

No hard feelings,
PJ
Respond to this report!
What's this?

#4 UPDATE EX-employee responds

It's a pawn

AUTHOR: Pj - (U.S.A.)

Posting several big words you looked up in a thesaurus without speaking to any facts about your situation is hardly a reason for anyone to try and help you in your situation.

I, as an ex-employee, could more than likely do just that. However, it seems as though you would prefer to call me "disgusting, deceitful, cunning, and devious". If you were to look back at my previous comments, you would see that I am more than fair in my responses to people and their situations.

I took a job with them not knowing what a pawn was. It was an eye-opening experience for me, and I had no idea of the world that I had entered. Is that a reason for you to describe me like that??? I left because of the relentless pressure from upper management to perform at almost ridiculous standards, and because I was so tired of hearing excuse after excuse of why a customer couldn't pay. Some customers I empathized with, but I once had a customer with a $5 interest payment that was 47 days late. You can't imagine the pressure we got for collecting on such a small payment, which was enough to make me pull the money from my own pocket and pay it.

I also had a customer who came in crying for more money, saying her kids needed food to eat and her power bill needed to be paid, but first she had to make a payment which she didn't have. I, being such a "devious" person, paid her $72 payment out of my pocket. She promised when she got the additional $1500 check, she would be right back to refund me my money. I never saw her again, but I'm sure she was happy I hadn't "decayed" when I made her payment, as I am sure you were glad that Miss Becky hadn't "decayed" when she gave you a check with no credit check almost instantly.

That's 2 stories out of about 20 where I paid someone's payment for them, and only once did someone actually pay me back. Needless to say, that hardened my heart towards customers.

QUESTIONS FOR YOU:
Why didn't you go to a bank and get a loan? Probably credit issues. The bank won't touch the majority of TitleMax's customers.
Why didn't you borrow it from family/friends? Probably because they didn't trust you either.
Who else would have given you the money? Nobody.
Why did you sign the contract? Because you needed the money right then and didn't have other options.

Do you like how I just assumed all of that above, kind of like you just assumed your statements?

Just like all businesses and investments, high risk equals high reward. That is TitleMax's outlook. They do lose a lot of money to customers that don't pay a penny back and destroy their cars purposefully. That's why banks charge lower interest, because they check you out first and have a degree of certainty.

You also don't have to pay one red cent back. Just turn your car in. You said you were willing to lose your home....this way, it's just the car.

No hard feelings,
PJ
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