I am a former employee of Topaz FS that did the smart thing and ran away as soon as the opportunity arose! Every day at Topaz was an adventure to say the least. This company (or companies ..all the same) is strange! First and foremost they have so many names to hide their shady reputation both to new recruits and potential clients. This place is a revolving door! A meat factory! They bring in recruits by the dozens passing themselves off as a reputable company offering a stable enviroment, unlimited earning potential, and the opportunity to help someone while making an honest living. This place is anything but the opposite! They bring in smart qualified people from all fields and offer them a job that sounds like the wave of the future with the only catch is you have to "sacrifice" at first with a meager hourly wage that you will quickly overcome with tremendous commissions! What they don't tell you is that they have a cumbersome accounting department that tracks your commission like Enron. In addition when it comes time to pay you they are always off by a few hundred! (Or in the case of a former co-worker a few thousand) Then when you question the "system" they fire you to avoid paying you commissions! I saw this happen to many individuals while I was there. It's a clever way of maximizing each individual's talent and getting rid of them before they have to pay. The employment agreement is set up so that they keep all commissions on pending contracts at time of severance. When you go around the office less than ten percent of employees are getting commissions.
As for the clients. Runaway folks! This place shoots from the hip and has only $$$ in mind. You think used car salesmen are shady? The district manager is one of them! Although incredibly smart and articulate, he chooses to manage with the whip! Every meeting is about how clients have to be slammed and slapped over the phone to help them overcome their "addiction to debt". If you decide not to deal with this company, good luck getting your phone off the list! Expect double digit calls everyday as lists are reproduced and given to multiple new recruits to "hone their skills". Infact the motto for new recruits upon calling is "..some will, some won't, so what ....who cares!" It's actually written at the top of the training material! I still remember the entire office laghing as phones were put on speaker phone with clients screaming at the recruit to get their names off the call list. I have to admit it, I laughed too! It was comical. Luckily I found a better opportunity somewhere else before I became "unprofitable"
Whether you are considering working there or doing business with this company under any name (Topaz FS, Swift Rock , Mesa Rock , CY Debt) do as you see fit. However before you experience it the hard way remember you heard it here first.
San Antonio, Texas