I got roped into a loan with Tower Loan when I purchased a new bedding set from a local furniture store. They said my loan would be interest free for the first year and if paid off before my 12 months were up, I would not pay any interest. Sounded good, so I went with it. I paid my loan off early and was stuck with a closing fee. So ok, I didn't read the fine print.
I started getting checks in the mail and one day being very short on money I cashed one. Oh the hell that came upon me. If my payment was late they called, if I was on time they hounded me to take out more loans. If they couldn't reach me they called my mother, my grandmother, my employer and even past employers. They called up to 7 times a day and used different numbers or blocked numbers. Sometimes I answered and said politely "No I don't need anymore loan money" and they just kept being pushy and rude until I hung up on them.
Once, they called my grandmother and said it was an emergency that her granddaughter was in trouble and then refused to tell her what was wrong. They worried my 83 year old grandmother nearly to death. She would call me immediately after and tell me about their lies. They tried to con her into paying off my loans and then when she actually sent a payment they continued to pursue me for money she had paid.
These people must be without morals or any sense of decency to hound people like this. You can see in their office where they have taken people's things are trying to sell them. They will do anything to get you to take out a loan and then fine you for paying it off like you should. They tricked me into extending a loan at 43% interest. This should not be legal.
I paid off my debt to Tower Loan early last winter and to this day I still get their trash in the mail and phone calls. I warn everyone to NEVER do business with this company because it never ends.