• Report: #568044

Complaint Review: Toyota Financial Services

  • Submitted: Thu, February 11, 2010
  • Updated: Tue, February 16, 2010

  • Reported By: gulfcoast lady — Kalispell Montana United States of America
Toyota Financial Services
Cedar Rapids, Iowa United States of America

Toyota Financial Services Trying to charge me $1100 intrest on extensions, which I paid, intrest is included in your payments, so they have charged me over $200.00 per month for the extensions. Cedar Rapids, Iowa

*Consumer Comment: FORMER TOYOTA LAWYER: TOYOTA HID FLAWS FROM REGULATORS.....

*Consumer Comment: TOYOTA ACCELERATION COMPLAINTS CITE 34 DEATHS, U.S. DATA SHOWS......

*Consumer Comment: AKIO TOYODA....

*General Comment: You may be stuck

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I have been a loyal toyota owner for a while. My first was 1986 tercel financed through gmac. my second 2003 echo financed through toyota financial. my sister signed for me because i had some bad credit. i have made every payment. when hurricane katrina hit everyone deferred car payments or other payments due to the hardship. i worked for a casino and my job was lost. i relocated to montana, trying to find a job and keep up with payments. i ask for an extention in april 2006 until i got my first paycheck. Due to the lack of jobs and cut backs i ask for another extension in april 2009 because my unemployment had been late. the lady i spoke with at that time said that would put my pay off in dec. 2009.

oringinal payoff was july 22, 2009, i said fine i understand. because of how my checks came the payment was made a month behind starting aug. 2009 when i was laid off. i thought i made my last payment in jan. 2010, which was dec. 2009 payment, now i get phone calls saying i owe $1100.00 in interest for the 5 extension. interest is included in your payments, i made all 5 extention payment and now they want to charge me over $200 a month for interest on the extensions. 5 times $200 = $1000.00, with $100 left over. i had some hard times when i was with gmac, but was never treated the way i have been with toyota financial services, and no one can explain why i owe this interest if it was in the payments i made.

This report was posted on Ripoff Report on 02/11/2010 12:40 PM and is a permanent record located here: http://www.ripoffreport.com/r/Toyota-Financial-Services/Cedar-Rapids-Iowa-524099490/Toyota-Financial-Services-Trying-to-charge-me-1100-intrest-on-extensions-which-I-paid-568044. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Comment

FORMER TOYOTA LAWYER: TOYOTA HID FLAWS FROM REGULATORS.....

AUTHOR: Karl - (USA)

can be 'Googled'.

*Anyone can 'Google this- FORMER TOYOTA LAWYER: TOYOTA HID FLAWS FROM REGULATORS, and read that article and all the related articles on the web.

In one lawyer's opinion, it was stated that Toyota's gas pedals were not the actual cause of the sudden acceleration problems. Here's a quote from that article-

"IT'S THE ELECTRONIC THROTTLE CONTROL."

Please read what else Mr. Biller said in the article.

Thank You

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#2 Consumer Comment

TOYOTA ACCELERATION COMPLAINTS CITE 34 DEATHS, U.S. DATA SHOWS......

AUTHOR: Karl - (USA)

can be 'Googled'.

*Anyone can 'Google' this- TOYOTA ACCELERATION COMPLAINTS CITE 34 DEATHS, U.S. DATA SHOWS, and read the related articles on the web.


***********************TOYOTA/LEXUS LEASE ALERT***************************

*Make sure to 'Google' this- TOYOTA TWITTER SLUDGE, and click on the mylexusisdefective site and read the article about how consumers who are in a Toyota or a Lexus lease can apparently get out of the lease by simply handing the keys into Toyota, and NOT having to pay any remaining payments on the lease, okay?
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#3 Consumer Comment

AKIO TOYODA....

AUTHOR: Karl - (USA)

can be 'Googled'.


*Anyone can 'Google' this- AKIO TOYODA, and read all the related articles about him. He's the grandson of the founder of Toyota. He's also the current President of Toyota Motor Corporation in Japan.



P.S. "SLUDGE POEM 3" is about Akio Toyoda. Anyone can 'Google' this- RIP OFF REPORT WORLD TOYOTA- PEACHTREE, and read- "SLUDGE POEM 3", which was posted on January 1st 2009 at the #1 site in the world- Ripoffreport.com



*Write a poem- they'll all know him!


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#4 General Comment

You may be stuck

AUTHOR: Bubba Lee - (Canada)

You may be stuck paying this but at least you can make them explain it in a written format so you can figure out just how and why they think they can do this. Contact them and politly ask for a complete print out of the account from day one. By phone to start and by registered letter if they won't. I think you will find that they penalised you for every late or missed payment even though you called etc. I have run into this myself and when the loan officer said ok it meant we won't bother you but there will be fees and additional inrterest. Good Luck
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