• Report: #727560

Complaint Review: TriStone Financial

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  • Submitted: Tue, May 10, 2011
  • Updated: Mon, May 16, 2011

  • Reported By: henry krinkle — Buford Georgia USA
TriStone Financial
500 Sugar Mill Road Suite 250A Sandy Springs, Georgia United States of America

TriStone Financial James Greenie / Ken Kilinski / John Memoli My Story as Told in The Gwinnett County Superior Court, Judge Tom Davis Presiding March 25,2011 Installment # One Sandy Springs, Georgia

*Author of original report: My Story as Told in the Gwinnett County Georgia Superior Court March 25, 2011 /Judge Tom Davis Presiding / Installment # Seven

*Author of original report: TriStone Financial/ Jim Greenie / Ken Kilinski / John Memoli / My Story as Told in the Gwinnett County Georgia Superior Court/ March 25,2011 Judge Tom Davis Presiding /Installment # Six

*Author of original report: TriStone Financial / Ken Kilinski / Jim Greenie / John Memoli / My Story as Told in the Gwinnett County Georgia Superior Court March 25,2011 Judge Tom Davis Presiding / Installment # Five

*Author of original report: TriStone Financial / James Greenie / Ken Kilinski / John Memoli /My Story as Told in the Gwinnett County Georgia Superior Court , March 25,2011 / Judge Tom Davis Presiding / Installment # Four

*Author of original report: TriStone Financial / James Clinton Greenie / Kenneth Hurst Kilinski / John Peter Memoli / My Story as Told in the Gwinnett County Georgia Superior Court / Judge Tom Davis Presiding / Installment # 3

*Author of original report: TriStone Financial / James Greenie / Ken Kilinski / John Memoli / My Story as Told in The Gwinnett County Georgia Superior Court March 25, 2011 / Judge Tom Davis Presiding / Installment # Two

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I moved to Gwinnett County in 1980,when I was Honorably Discharged from the U.S. Army. My family had moved here from Dekalb County while I was on active duty in the U.S. Army.Ihave family members all over Gwinnett County. I helped in the construction of Gwinnett Place Mall and many of the other developments around Gwinnett and North Georgia. I am a Heavy Equipment Operator. 
 
I began selling off my music gear investment . I had been collecting music gear for over 30 years. I began selling my items  at Craigslist in mid 2008 when I became underemployed by the housing industry collapse  and eventually disabled by a repetitive stress injury from my occupation.
 
I did very well for a few months. I was able to pay my bills, and buy a few items that Iwas able to sell at a profit.
Then the problem started with abusive and derogatory postings that were intended to embarrass, threaten and humiliate me. Photos of hillbillies,mental retarded people, toilet bowls with feces in them.They were directed at "RickinBuford" .The language and grammar were the same in all the  posts, and they were all done at the same time of day, so it was obvious the same individual was doing it. "Take your crap to E-Bay!" , "Nobody wants your crap!" ,etc. In one it was suggested that someone come to the Buford City Library and  break my hands so that I couldn't post anything else to sell. It scared me very badly. How did he know where I was? Did he get my IP Address number? I didn't know. I was afraid he might find out where I lived too and be waiting for me sometime in the future when I stepped out of the house. And possibly kill me.Or one of my family members.
 
I called the Gwinnett County Police repeatedly about the problem, with no help offered. Apparently a suggestion of violence was not enough.
After I stopped including my first name, location, and phone number in my posts, those type of postings stopped, and copies of my postings with all of the prices changed started being posted with my contact information included.
My phone rang over and over and over at all times of the day and night and my email box filled up with inquiries about the items I was selling.
For example, an item I was selling for $500 was posted for sale at $50(we are discussing thousands of dollars worth of items here).
 
The Stalker began playing a ' Cat and Mouse" game, in that if I posted 10 items for sale, he would have his associates at work help him to immediately flag all of my items off of Craigslist. It takes 5 individual people to flag, or remove a posting from Craigslist, so, he had assistance.
 
If I ever "Top Posted" anything that the Stalker  recognized as being one of  my items for sale, he would post a copy of my sale list with all the prices altered later that day or night when I was away from the Buford Library.


 
I would have reply to countless emails and phone calls, explaining that they had seen a false ad with the prices changed and I'd send the correct listing to them. 
 
Some people took my explanation well but others were very angry and ugly about it. Several complained about how much time and  expense it took to come to my home. It made me look like I was enticing people to buy under false pretenses. At one point a man showed up and was disappointed because I wanted more money than he showed up with. He had been lured to my home twice. He was the owner of Braswell's Music in Suwanee.
 
It was very bad for business. I had to verify every inquiry to make sure that the person was replying to one of my legitimate ads.
 
 In order to avoid this, I would have to post items he didn't recognize as mine, and then change the ad a few hours or a day later to the items that he would recognize as mine. It only worked occasionally. This went on for months and months. Sales slowed to nothing. I was forced to take on more and more debt. It caused me a great deal of stress, grief, and embarrassment.
 
 I sent Craigslist many emails reporting his abusive posts and asking them to help but was told repeatedly that they could not intervene because to do so would violate his privacy.


Tomorrow: Installment # Two The Sex Ad!!!!


This report was posted on Ripoff Report on 05/10/2011 07:28 AM and is a permanent record located here: http://www.ripoffreport.com/r/TriStone-Financial/Sandy-Springs-Georgia-30350/TriStone-Financial-James-Greenie-Ken-Kilinski-John-Memoli-My-Story-as-Told-in-The-Gwin-727560. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
6Author 0Consumer 0Employee/Owner
Updates & Rebuttals

#1 Author of original report

My Story as Told in the Gwinnett County Georgia Superior Court March 25, 2011 /Judge Tom Davis Presiding / Installment # Seven

AUTHOR: henry krinkle - (USA)

On January 31 2011, I received a phonecall from a Mr.Kilinski, informing me that TriStone was taking action against me for slander.He informed me that our conversation was being recorded. No one had ever contacted me from TriStone by telephone before.I mentioned TriStone by name in my postings from January 22 2011 until February 8 2011.I had never mentioned TriStone by name before.He said that I could expect something in the mail.I told him that I had no statements to make.

February 9 2011, I was served with a Summons and Complaint.It informed me that I was being sued for Libel, Slander, and Tortious Interference with a Business Relation.They have also accused me of extortion.

I received a Cease and Desist Letter from the Shepherd Law Firm on February 11, 2011.

The same day I received an email from Craigslist, identifying the December 6 2010 TPO violation and the offending poster.

February 14 2011, I received a Temporary Restraining Order and a hearing date for a Restraining Order and Preliminary Injunction.

After examining the complaint and exhibits, I realized that TriStone Financial had faked up a story and several exhibits in order to discredit me.

I spend every moment of every day in fear of retribution.Looking back, I now realize that multiple staff members at TriStone had been stalking me.I couldn't post an ad without it immediately getting flagged off.I would always do my posting at the same time of day( because of library operating hours), so it was always known where I was online and what I was doing there.

This ordeal has cost me psychologically.It has cost me my homelife and left me in constant fear for my life.

Being CyberStalked is like having someone come right into your home or workplace to harm you.I've been afraid to leave my home for any period of time for months.And no one with any Police Department offered to do anything to help me.I was treated like an annoyance by one officer.

And I didn't think it was reasonable to expect me to find out where every Tristone representative lived to get Stalking TPO's on them.So the courts didn't offer a reasonable solution to the problem either.
And going public and complaining has gotten me here, to this courtroom.

But I've made no false statements.This is all a malicious action against me for going public with my story.


Tomorrow :Installment # Seven:More Threats
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On January 10 2011,I mailed 2 certified letters out. One to Craigslist and one to TriStone owner James Greenie.I had no knowledge of a Ken Kilinski at that time other than I saw him listed at Tristone's website as a Mortgage Consultant.
In both letters I included the TPO,Gwinnett County Police Report and WSB-TV Channel 2 Action NewsStory "Man Battles Craigslist Stalker" 

http://www.wsbtv.com/video/25586862/index.html

In the Craigslist letter I included the December 6 2010 offending post and again requested poster information.
 
In the Greenie letter I gave him 30 days to respond or I would take further action.
 
On January 16 2011 I read an email from Greenie,acknowledging the issue for the first time.He said he wanted to discuss the issue,but not in emails,only by telephone.I called WSB TV Reporter Tony Thomas and he emailed back that he thought it was interesting that Mr.Greenie wanted no record of our communication.
 
I replied back ,saying that I only wanted to discuss the issue in email.because I wanted to document all correspondence.He replied back,saying to call if I wanted any further communication,to call
 
The next day at 10:00am I called Mr.Greenie to see what he wanted to discuss, and  if the situation could be resolved.He wanted to know what I wanted,and claimed he didn't know who I was.When I told him who I was,he wanted to know what I wanted from him.I told him compensation for over two years of lost income,emotional anguish,loss of reputation.He wanted to know why I was coming to him.I told him it was because his Representative  had come to me on his behalf to buy music gear and then stalked me for over two years.He asked twice in a very defensive  and evasive tone ,  "How do you know he contacted you from me?"
I told him that I had no statements to make.He said"End of conversation."
 
The Fulton County Superior Court Clerk told me it would take two years to get a court date if I wanted to sue.
 
So, on January 22 2011, I began complaining to various websites and posting links to my story.I had never mentioned TriStone Senior Mortgage Consultant  John Memoli by name at any time up until this point.
I began complaining naming TriStone and Senior Mortgage Consultant John Memoli at this time.I had not named TriStone at any time before this.I complained to the BBB,three complaint sites,Craigslist,the Mortgage Bankers Association of Georgia .I was seeking help and advice.The BBB suggested that I contact the Georgia Department of Banking and Finance.I was in the process of doing so when the court restrained me.(Writer's note:I am in the process of doing so at the time of this writing).I want as many people as possible to know that there is a criminal issue with this company,including threats of violence , and deception. 


Tomorrow: Installment # Seven :TriStone tries to shut me up with a restraining order.

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#3 Author of original report

TriStone Financial / Ken Kilinski / Jim Greenie / John Memoli / My Story as Told in the Gwinnett County Georgia Superior Court March 25,2011 Judge Tom Davis Presiding / Installment # Five

AUTHOR: henry krinkle - (USA)

WSB-TV Channel 2 Action News Reported Tony Thomas showed an interest in the story.It was shown on the air starting October 31 2010 and ran for 3 days. "Man Battles Craigslist Stalker" http://www.wsbtv.com/video/25586862/index.html .I want others to know what has happened to me so that it doesn't happen to them. 
 
After receiving the TPO I felt a great deal of relief and began posting ads again.I didn't have any problems until December 6 2010,when another derogatory post appeared with my items for sale,my prices,my name and location appeared.It was the same grammar and wording as all the previous derogatory and threatening posts. It scared me very badly.I reported the post to Craigslist staff and requested poster identification.
 
This was the issue I got the TPO for,so I reported the issue to the Gwinnett County Police Department as well. I gave a copy of my TPO to them and they told me that the information would be forwarded to Detectives.I also reported the incident to the Fulton County Superior Court Family Violence Division.
I was told by Fulton County Family Violence to seek legal advice.Or call the Police.
 
I posted the Georgia Law in regard to Aggravated Stalking,a felony ,in an attempt to stop the stalking. I hope this issue and any more violations of the TPO will be dealt with when I request a Permanent Protective Order in October of this year.If the Tristone Craigslist Stalkers don't kill me first.
 
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  I confronted jpmemoli@comcast.net by  email on September 14 2010,asking him if he intended to continue his online activities.I did not receive a reply.
 
I confronted his employer by email at three different Tristone email addresses on September 17 2010,telling him that I was holding him responsible.No reply.The phone number that was listed at their website as their after hours contact number was deleted from the front of their webpage,as was Mr.Memoli's profile.It was an obvious attempt at a cover up.And damage control.
 
I went to the Alpharetta Police Department to report Mr.Memoli,but they told me to report the issue to the Gwinnett County Police Department.The Detective at the Alpharetta Police Department suggested that I get a Stalking Temporary Protective Order. He said that if it was violated,the Stalker would be charged with Aggravated Stalking,a felony.
 
Mr.Memoli was reported to the Gwinnett County Police Department for Stalking,a criminal  charge.
 
The Gwinnett County Police Department suggested that I get a Temporary Protective Order Against Stalking as well.
 
I went to the Fulton County Courthouse and after 2 judges reviewed my case and looked at my evidence,I received one on October 6 2010 and another on October 22 2010.Someone claiming to be John Memoli's attorney (he refused to give his name)  called to say they were stuck in traffic and would be late. He called twice. John Memoli and his attorney failed to appear .
 
The Fulton County Superior Court Clerk told me that they would not issue a Stalking Temporary Protective Order against a company. She said that I would have to find out where each individual company officer and representative lived and get one in the respective counties that they lived in.

Tomorrow : Installment # Five :The WSB - T.V. Channel 2  Action News Television Story  " Man Battles Craigslist Stalker "  by Tony Thomas  and the  Stalking Temporary Protective Order violation.

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I complained to craigslist repeatedly for 2 years with no help from them until the 13th of September 2010, when they identified two offending posts, phone number 404-219-9682, ip address #98.192.9.64 and email address jpmemoli@comcast.net to me.On September 10, 11, 12, 13, and 14, fraudulent ads had been posted with my email address and old phone number in them.My email box had numerous inquiries in it about the fake ads.On the 17th of September, four days later Craigslist Legal Department identified two more offending posts attributed to the same individual.

I searched phone number 404-219-9682, and I was directed to TriStone Financial's website, where it was listed as the company's after hours contact number.John Memoli was listed as their top Senior Mortgage Consultant. Plaintiffs James Greenie and Ken Kilinski were listed as Mortgage Consultants. Not company owners.I only found out that James Greenie was the owner of the company by going to the Georgia Secretary of State's website and looking up the company.

I searched John Memoli's name and it took me to his LinkedIn page and his Facebook page, where www.tristone.com is listed as his website.

I searched my email box and a February 2009 TriStone Financial email from Senior Mortgage Consultant John Memoli came up.

He had been stalking me previously when I had a Craigslist account under another phone number and email address.If I had known he was my Craigslist Stalker, I never would have replied to that email.
He came to me as a TriStone representative pretending he wanted to buy music gear for the company . Apparently it was a trick to get my phone number again.

I've sold alot of gear to different companies so I felt I could trust this person because he approached me as a responsible trustworthy individual representing a reputable buyer, TriStone Financial of Sandy Springs.

Tomorrow : Installment # Four : The Craigslist Stalker and his employer confronted by email, The Cover -Up, The Craigslist Stalker reported to two Police Departments, and the Stalking Temporary Protective Court Order
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#6 Author of original report

TriStone Financial / James Greenie / Ken Kilinski / John Memoli / My Story as Told in The Gwinnett County Georgia Superior Court March 25, 2011 / Judge Tom Davis Presiding / Installment # Two

AUTHOR: henry krinkle - (USA)

I use a public library computer, so I'm very careful about typing my real personal information into the computer here.
Henry Krinkle is the screen name I use and
hkrinklexx@xxxxx.com is my email address. I want to protect my identity when I'm online,and protect myself from crime.With an email address and phone number, you can possibly find out a person's real name and location. It is how I was led to Tristone Financial and Senior Mortgage Consultant John Memoli.
 
I changed my phone number when a sex ad was posted under "Casual Encounters" on Craigslist in April of  2009.I received calls from men all day and into the early morning of the next day asking about a woman named "DJ" seeking "No Strings Attached Sex".  I did not change my email address, as I didn't want to lose my business contacts. I found out later that keeping it gave me a way to document the stalking.    Repeatedly my email box was filled with inquiries about my music gear. Sales slowed to
nothing.


Tomorrow:Installment # Three : The Stalker Identified by Craigslist
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