• Report: #225632

Complaint Review: Triad Financial / Roadloans.com

  • Submitted: Fri, December 15, 2006
  • Updated: Mon, March 26, 2007

  • Reported By:Ft. Worth Texas
Triad Financial / Roadloans.com
7711 Center Ave Suite 100 Huntington Beach, CA 92647 Huntington Beach, California U.S.A.

Triad Financial - Roadloans.com Ex-Employee!! Have Proof!! Can Help.. Count me in on the Class Action Huntington Beach California

*Consumer Comment: No problems with this company

*Consumer Comment: I want to use your inside dirt to see how it matches my own legal research

*Consumer Comment: Well maybe you can help me

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I worked for Triad for about five years. I worked in the department that was responsible for doing Triad's illegal activities. Triad condoned this illegal activity. I have proof. You have no idea what was being done at Triad to prevent losses. I can show how it all was done. I will happily assist all victims in their pursuit for justice. I can make it easy. I can show how it was all done. This is not a joke. p.s. I apologize to the thousands of people I violated while employed at Triad. No one deserves to be a victim of this type of crime. Triad really put me in a hard spot. I had to do these things in order to meet my goals. If I didn't, I thought I would be fired. I was under a lot of pressure. If I didn't, I will be out of a job. Yes, I know I could have gone to another company but Triad does pay their employees very well, so it's like you are stuck there because it's hard to get other companies to pay what they do. Even at another company now, I still feel the stress from this company they have damaged me mentally. I can and will not do any of these tactics that they had us doing ever again. Yes, in a lot of way they treat their employees like they do their customer. So, count me in and I can help. I have a lot of dirt on this company.

T
Ft. Worth, Texas
U.S.A.

This report was posted on Ripoff Report on 12/15/2006 03:49 PM and is a permanent record located here: http://www.ripoffreport.com/r/Triad-Financial-Roadloanscom/Huntington-Beach-California-92647/Triad-Financial-Roadloanscom-Ex-Employee-Have-Proof-Can-Help-Count-me-in-on-the-225632. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

No problems with this company

AUTHOR: Brian - (U.S.A.)

I have read quite a bit of negative press regarding Triad and Roadloans but out of fairness I wanted to say that I haven't had any issues with this company. They offered me an excellent refi. interest rate <10%. I have made all of my payments early, occasonally putting more money towards the principle. Next month (4/15) is my last payment. I haven't had to talk to customer service but one time and they called me as I was eligible for some program they were offering, I declined.

It seems that most of the issues surrounding this company have to do with late payments and the poor customer service you recieve when your behind. I pulled out my old contracts from my refi. and there is some pretty clear language about repo. and late payments. I know there are things beyond our control that can affect our incomes, however I am unsympathetic who get into things they can't afford or just don't make payments or are continually cutting it close with grace periods etc. Making and sticking to a budget is what saved me from the types of situations folks who are dealing with this company are/have expereinced.
Good luck.
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#2 Consumer Comment

I want to use your inside dirt to see how it matches my own legal research

AUTHOR: Sean - (U.S.A.)

I want your inside information on their illegal practices and tactics. Please post it for all of us to see. I have been a customer of Triad / Roadloans for 5 years and can't get away from them, because like all of us - we are upside down from day one and no one will refinance for anymore than the value of the vehicle. I now owe $6K on an 8 year old car that's not worth $2,500.

I've been through the ringers with this company where false information is reported to Equifax, Experian and TransUnion which is further damaging my credit ? the very reason I had to use this horrible company in the first place. I have received 10 phone calls a day from their auto dialer and I have had my car repossessed when payments were 100% current. I have filed cease and desist orders and I dispute their reporting on my credit records twice a year and nothing is changed. This company is the finest example of a predatory lender that I have ever encountered.

I think the inside ?dirt? you have on their illegal practices would be invaluable to us consumers and I think you should anonymously post the info you do have to those of us who have had enough and want to file suit giving us additional ammo for our attorneys.

As much I despise this company, I have been trying to take what legal rights I have and use it against them. This includes violations of the Fair Credit Reporting Act and The Fair Debt Collections Act. I highly encourage everyone to research these online. You have the right to seek damages in state and federal courts if Triad violates your rights. If they report information you can verify as false and they won't remove it ? you will be awarded damages.

One of the most interesting things I have stumbled across is the use of their auto-dialers to call us 10 times a day with recorded messages when you are one day late on payment. If you are like me ? you don't have a home land line and use you cell phone for all your telecommunications needs. According the Fair Debt Collections Practices Act U.S.C 1692c(a)(1) they are prohibited from calling consumers in inconvenient places. If your cell phone is always in your pocket ? I'd say about 90% of the time, you are in an inconvenient place. You can seek damages for this violation. Also, according to 47 U.S.C 227(b)(1)(A)(iii) they are explicitly prohibited from the placing of automatic dialed or prerecorded calls to a cell phone without the express written consent of the person called. You can also seek damages for the violation too. Basically ? if enough of us get together who only have cell phones ? we can start to nail this company to the wall for their blatant illegal practices.

I want to know your inside information as a former employee. Help us and give us more information we can use with the law on our sides to put an end to this ridiculous treatment. The mob is Rome?let's get together and become the mob and stand up for our rights.
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#3 Consumer Comment

Well maybe you can help me

AUTHOR: Mandy - (U.S.A.)

I have made every payment due on my loan to daye, now they are saying I am missing 3 payments. I even have the reciptes from them thanking me for my payment. I have faxed all this stuff over to them 3-4 times no luck, they say i am 1200 behind IM NOT! I dont know what to do i think they are stealing my money. HELP ME
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