• Report: #177066

Complaint Review: Triad Financial

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  • Submitted: Sun, February 19, 2006
  • Updated: Wed, August 06, 2008

  • Reported By:Triad Sucks California
Triad Financial
DEPT CH-10104, Palatine, IL 60055-0104 Huntingbeach, Palatine, California U.S.A.
  • Phone: 800-879-9756
  • Web:
  • Category: Loans

Triad Financial - RoadLoans.com SUCK! Triad Financial / RoadLoans.com Will Be Your Worst Nightmare Huntingbeach, Palatine California

*Consumer Comment: Roadloans is a joke!

*Consumer Comment: I agree with all said...happening to me now

*Consumer Comment: Count me in!

*Consumer Comment: A Suggestion

*Consumer Suggestion: Here's a suggestion

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Triad Financial Sucks! Let me explain:

In 2002 I obtained a loan from RoadLoans for a new truck. Everything is fine, payments are always made on time.

Fast forward to 2005 and the Hurricane comes. At this point I call and get a deferment. According to Triad it will be put on the back of the loan. That never happens. Come to find out it was a one month deferment only. The idiot I talked to specifically said 4 months.

Fast forward to January 2006. Triad Financial is calling my house no less than 5 times a day wanting a payment! For wanting money, they're pretty damn rude. This is when I find out that my deferment never was placed although I called in no less than once per 30 days to confirm this.

I finally make a payment. The next day guess who calls at 730 am. Triad Financial. Guess who calls 4 more times that day? Triad Financial. Remember the day before I made a payment.

Guess who calls me no less than 4 times a day for the next 2 weeks? YUP! TRIAD FINANCIAL! I argue with them because they've been told not to call me anymore.

I finally pay off the damn loan because I'm sick and tired of Triad Financial. Ten days after the loan is paid for guess who keeps calling me? YUP TRIAD FINANCIAL!

I tell the idiots that the loan is paid off. Obviously their computers aren't updated or something. I sent certified funds to pay off the loan, it's not my problem that their computers aren't updated! These people at Triad are the scum that walks the earth@

My loan with them has been paid off now for over 2 weeks and they still call me no less than 4 times a day!

I urge you never use Triad Financial / RoadLoans or any similar institution for a loan. They suck! I'm telling you it doesn't matter if you're one day late, they will call you and call you and call and call you and use illegal tactics to get in touch with you! For instance they called my neighbor to get my new home number! NOW THAT IS ILLEGAL! They've done this twice!

MY LOAN IS PAID OFF AND TRIAD STILL CALLS EVERYDAY! GUESS WHAT THEY WANT A PAYMENT OVER THE PHONE! YEAH RIGHT!

TRIAD FINANCIAL GO F YOURSELF YOU SUCK!

Triad
Triad Sucks, California
U.S.A.

This report was posted on Ripoff Report on 02/19/2006 03:57 PM and is a permanent record located here: http://www.ripoffreport.com/r/Triad-Financial/Huntingbeach-Palatine-California/Triad-Financial-RoadLoanscom-SUCK-Triad-Financial-RoadLoanscom-Will-Be-Your-Worst-N-177066. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 5Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Roadloans is a joke!

AUTHOR: Kgh - (U.S.A.)

I applied for a loan with Roadloans and they sent me everything in the mail with a check for $19,000. So it says on the paper work that you must send certain personal information (photo driver lic, check stubs etc..) to them before you use the check at a dealer. So I did and tried contacting them several times over the next 4 or 5 days and they would not contact me back. Finally the lady working the phones answered my call and was rude telling me they will get back when they have time and to leave a "nice" message to my extension. So I I said forget it and had the dealer get me a loan and actually recieved a much better interest rate than roadloans. With a reputation like that I bet they won't be doing business much longer.
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#2 Consumer Comment

I agree with all said...happening to me now

AUTHOR: Daniel - (U.S.A.)

I agree that Triad uses illegal practices. I was suckered into deferrments as well. Also was forced into changing my due date which caused all further payments to be late. They have taken out 6 unauthorized payments and now that my loan has matured they are now saying I have to pay them $2700 for a clear title or will settle for $100 due now. I also recieve 9 calls and 4 voicemails per day and in them are insulting comments like "Enjoy stealing the car and driving for free." They violate so much of Fair Debt Collection it is almost laughable. Any Class Action Suit out there I would love to join.
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#3 Consumer Comment

Count me in!

AUTHOR: Chad - (U.S.A.)

Hi Angie, my fellow Minnesotan. I just recently traded in a car that was financed through Triad. The dealer made TWO attempts to send in a check for the payoff (the remaining balance is rolled into the new loan). The check was overnighted to these cretins, and they continue to call me at work. They've left meaningless messages on my work voicemail after hours, just to harass me and waste my time. I keep telling them the check has been sent, and a copy of the check was faxed to me myself, and to Triad. Apparently that proof isn't enough either. They go on to say I'm irresponsible for trading in the car without paying it off first. Nonsense. People do that all the time, the new loan pays off the old. I've done it before with no problem whatsoever. They continue to tell me that if they don't get a payment before November 8, they'll negatively report me to the credit bureaus. Apparently, Triad doesn't hire anyone with more than a third grade education. My dealer's finance manager also called them numerous times to straighten this out, but Triad doesn't care. It's not my fault they can't hire anyone with an ounce of competence. A complaint has been filed with Attorney General Mike Hatch's office, and I'll join your class action as well. Thanks for your effort!
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#4 Consumer Comment

A Suggestion

AUTHOR: Brenda - (U.S.A.)

I have my truck payment through Road Loans. I call me everyday or two. I have sent there payment to them I don't know why there calling now for.I seen the suggestion on here for the class action. I would like to know more.I have not yet had a problem with them but considering your story I guess we will see what happens with them.Please let me know more about this.




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#5 Consumer Suggestion

Here's a suggestion

AUTHOR: Angie - (U.S.A.)

Triad Sucks is quite a fitting name. Here is my suggestion: Join me and the several others (about 117 and growing)in our class action. If you are interested, post your rebuttal and let me know. Don't forget to file a formal complaint with the FTC and your State Attorney General. Most of the forms can be filled out on line. I know the FTC one is on line. The more complaints the better it is for us victims of this so called company. Post your reply if you are interested in joining. Just because your loan is paid off, doesn't mean you can't go after them. They already broke Federal laws by calling you at 7:30 in the morning. I got the same thing from them with the non stop calls. I contacted my State and obtained a notice from them that that many calls in one day is harassment. I'm keeping that for court. Hope you are interested. You could be that one more person we need to get them good!!!!!!!!! Keep us posted on your progress. Triad reads these posts daily, so I'm sure you will be getting a rebuttal from someone in the Legal department wanting you to call them so they can make everything all better. The main motive behind it is because they know what they are doing is wrong and against the law and they are trying to make sure you don't try to go after them. Haaaaaaa. Little to late for that when they have left this many victims behind. Best of luck to you, and file your FTC complaint. It's all worth it.
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