• Report: #189890

Complaint Review: Triad

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  • Submitted: Wed, May 03, 2006
  • Updated: Wed, August 02, 2006

  • Reported By:Palos Verdes California
Triad
7711 Center Avenue, Suite 100 Huntington Beach, California U.S.A.

Triad Financial Services illegal repossession procedures to completely rip-off its consumers Huntington Beach California

*Consumer Comment: Repo's

*Consumer Suggestion: I'll add your name

*Consumer Suggestion: I'll add your name

*Consumer Suggestion: I'll add your name

*Consumer Suggestion: I'll add your name

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While I was overseas in Europe, Triad (aka Roadloans.com) came to my house and repossessed the car at around 3am, according to my parents. As stated before, I was given no notice of a missing payment at all via paper, email or phone. I've heard that it's illegal for them to repossess without contacting the client multiple times. Also, it may be illegal for the impound/towing company to take the car outside fo normal business hours.
They moved the car from one impound to another and then another, which accrued fees. I wonder if that is illegal as well.

On top of that, the impound company took all my possesions from inside the car and eventually charged a handling fee plus rental fee/day for holding personal property.

While in Europe,I had to find a U.S. Consulate General to notarize a Power of Attorney so that my parents could handle the matter as much as possible in my absence from the U.S.I also had to DHL the letter for next day service. The whole process cost me over $100USD and was horrifically distressing.

Upon returning to the states, I find that the jerks who repossessed the car broke the latch to the glove compartment and so now I must pay fees to fix that as well. Triad claims no responsibility for property taken a/o damaged but all this would have never happened were it not for them.

The whole situation has snowballed into this huge hydra. It just seems like Triad and the impound company are scheming together to make extra money off its clients. I'm completely overwhelmed and broke. Hopefully this lawsuit does goes through and I hope my case can be a part of correcting the horrible practices of this company.

Joyhan
Palos Verdes, California
U.S.A.

This report was posted on Ripoff Report on 05/03/2006 09:14 PM and is a permanent record located here: http://www.ripoffreport.com/r/Triad/Huntington-Beach-California-92647/Triad-Financial-Services-illegal-repossession-procedures-to-completely-rip-off-its-consume-189890. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 5Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Repo's

AUTHOR: Martin - (U.S.A.)

Repo guys work as contract agents for lenders. If you actually read the repo order, the order informs the repo guy the lender holds harmless them failing to pick the vehicle up, but, it also says they are held harmless if the repo guy violates any laws. Its a legal net to protect them (lender).

If you are getting a vehicle repo'd and you know it (its happening at that point), call the police and tell them you have a trespasser and you feel threatened. When the cops arrive with lights and sirens and meet the repo guy, then they tell you "Formally" who the guy is, tell the cops repossession is a civil matter, and the guy has no court order to remove the property from your property.

A light bulb will go off in the cops head and tell the guy to leave your property and not return. If the cop is a community policing type cop, he may even offer you the opportunity to file charges for trespassing and arrest the guy for you.

Public ways are totally different. Anything in a public way is free game for a repo guy. If your in the park with your kids and the tow truck arrives, the cops will stand by while they take it.

But, getting back to my first paragraph, you would have no case against the lender for repo mans conduct. You would have to show a relationship outside the scope of the repo order, which would be difficult.

When in doubt, always seek legal advice - before - it happens (or may happen).

- My two cents worth - Marty
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#2 Consumer Suggestion

I'll add your name

AUTHOR: Angie - (U.S.A.)

I'll add your name to the victims list, and count you in on the class action. Welcome to the Triad Victims list. Make sure you contact the State Attorney General and file a formal complaint with the FTC. Eventually the FTC will have to respond due to the vast number of complaints. This is also true to the State Attorney General. Good Luck.
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#3 Consumer Suggestion

I'll add your name

AUTHOR: Angie - (U.S.A.)

I'll add your name to the victims list, and count you in on the class action. Welcome to the Triad Victims list. Make sure you contact the State Attorney General and file a formal complaint with the FTC. Eventually the FTC will have to respond due to the vast number of complaints. This is also true to the State Attorney General. Good Luck.
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#4 Consumer Suggestion

I'll add your name

AUTHOR: Angie - (U.S.A.)

I'll add your name to the victims list, and count you in on the class action. Welcome to the Triad Victims list. Make sure you contact the State Attorney General and file a formal complaint with the FTC. Eventually the FTC will have to respond due to the vast number of complaints. This is also true to the State Attorney General. Good Luck.
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#5 Consumer Suggestion

I'll add your name

AUTHOR: Angie - (U.S.A.)

I'll add your name to the victims list, and count you in on the class action. Welcome to the Triad Victims list. Make sure you contact the State Attorney General and file a formal complaint with the FTC. Eventually the FTC will have to respond due to the vast number of complaints. This is also true to the State Attorney General. Good Luck.
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