• Report: #811262

Complaint Review: UAC

  • Submitted: Mon, December 19, 2011
  • Updated: Mon, December 19, 2011

  • Reported By: Anne — Colorado Springs Colorado United States of America
UAC
Colorado Springs, Colorado United States of America

UAC Federal Truth In Lending And Disclosures Colorado Springs, Colorado

*Consumer Comment: Not Enough Details

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Received this letter from UAC:

You recently purchased a vehicle from Carhop on credit. The contract you signed was assigned to us. We routinely review and audit retail installment contracts for accuracy and compliance with applicable laws. We recently discovered that your contract contains errors in the Federal Truth in Lending Disclosures box on the front of the contract. 

Based on the corrected disclosures, your outstanding balance is $ (needless to say it is more than that it was before this review)

We apologize for this error and any inconvenience it may have caused. Please do not hesitate to contact us with any questions. We appreciate the opportunity to serve you.

So buyer beware. Anyone buying a vehicle from Carhop, could find themselves in this same position. Is this even legal?

This report was posted on Ripoff Report on 12/19/2011 10:13 AM and is a permanent record located here: http://www.ripoffreport.com/r/UAC/Colorado-Springs-Colorado-80909/UAC-Federal-Truth-In-Lending-And-Disclosures-Colorado-Springs-Colorado-811262. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Not Enough Details

AUTHOR: Robert - (U.S.A.)

What were the errors they had to correct? 
How long was it since you originally got the car?
Have you been late(even by a day) or have not been making full payments?

Because depending on the exact situation you may or may not have recourse. 

Also, are you taking $10 dollars or $10,000 as the difference, and what percentage of the entire financed cost is this?
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