• Report: #631553

Complaint Review: U.S Bank - U.S. Bancorp

  • Submitted: Sat, August 14, 2010
  • Updated: Wed, December 08, 2010

  • Reported By: bm — Colorado Springs Colorado USA
U.S Bank - U.S. Bancorp
po box 64991 saint paul, Minnesota United States of America

U.S Bank - U.S. Bancorp us bancorp After being a client of us bank for 28 years, they've consistently and fraudulently stole from my accounts. saint paul, Minnesota

*Consumer Comment: At this point, you're a risk.

*Consumer Comment: Can you read?

*Consumer Comment: BM, THE U.S. ECONOMY AND THE BANKING SYSTEM WOULD OBVIOUSLY COLLAPSE IF DECEPTION & MANIPULATION.....

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USBANK TOOK MY MONEY. THEIR OVERDRAFT SYSTEM SUCKS. 7 DOLLARS ACCUMULATES FOR EVERY SINGLE DAY YOUR BALANCE GOES NEGATIVE. THAT'S HOW THEY MAKE THEIR MONEY! GREEDY BI*CHES!

DON'T BANK AT USBANK-- THEY WILL TAKE YOUR MONEY TOO!


US Bank is, literally, robbing me  with their so-called reserve account at 21.9% and after 28 years of being a loyal client, they wouldn't approve me for a premiere nor a small loan at a much lower rate to pay the reserve off. Now, after withdrawing my account, the greedy blood-sucking varmints refused to stabilize the balance so I can pay it off as quickly as I can. Even when my checking account would overdraft $5, they would auto-advance $200 each time, and each I had to move the other $195 back to the reserve... and it just kept getting worse because they, unecessarily used that tool beyond it's means and I couldnt keep up with it. bah humbug, us bank...you all do suck with american greed and you must be stopped and repay my hard earned money !!!


This report was posted on Ripoff Report on 08/14/2010 09:59 PM and is a permanent record located here: http://www.ripoffreport.com/r/US-Bank-US-Bancorp/saint-paul-Minnesota-55164-9505/US-Bank-US-Bancorp-us-bancorp-After-being-a-client-of-us-bank-for-28-years-theyve-c-631553. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Comment

At this point, you're a risk.

AUTHOR: Yer Fulvit - (USA)

If you are always negative in your checking account and have a large (and possibly late or delinquent) amount on your reserve account, I understand why they're reluctant to extend other products to you.

Also, it sounds like you've overdrawn a few dollars here and there and your reserve advanced you $200 increments instead of just the amount you overdrew. My question is, why didn't you immediately transfer the overage back so you'd only pay interest on what you were actually short?

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#2 Consumer Comment

Can you read?

AUTHOR: I am the law - (USA)

Let me reword your report.I consistently overdraft my account because I have the intelligence of a stale Pop-Tart. When US Bank activates the reserve line THAT I SIGNED UP FOR, thus saving me from one or more overdraft fees, I get mad that I have to pay back money that's not mine. My limited comprehension also makes it difficult for me to understand why the bank won't give me any more credit products just because I never have money in my account.That's a bit more accurate, wouldn't you say? Far be it for me to defend the bank, but please take this into consideration:
You obviously keep overdrafting your account. Would you rather pay back a small amount of interest or multiple OD fees? Granted, the interest rate is high, but if you pay it back quick enough and you don't OD all the time, it's a nominal amount of money. (A few cents per day.) Here's a tip: quit spending money you don't have and you won't have to worry about it.2. You really expect the bank to give you more credit if you're constantly broke? Come on, man. Use your head. No one cares how long you're been a customer. If you OD, you OD. You won't get special treatment over someone that just opened their account.. Bank accounts aren't for everyone. I'd advise using cash only.
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#3 Consumer Comment

BM, THE U.S. ECONOMY AND THE BANKING SYSTEM WOULD OBVIOUSLY COLLAPSE IF DECEPTION & MANIPULATION.....

AUTHOR: Karl - (USA)

didn't exist in our economy and in the banking industry, in my opinion.

Guess what? 

Deception & manipulation were the main reasons that our economy collapsed in 2008. Not much has changed since then. That's why I believe we'll experience another collapse in the near future.

*Make sure to 'Google' this- ORIGINAL DISSENT WHO CONTROLS THE U.S. ECONOMY?, and go to that site to see the pictures of the people who control our economy in the USA.

*Then 'Google' this- WHO OWNS THE FED?, and go to the site with the 5 charts and read all of the names of the people and the companies that are listed there, okay?

WELCOME TO AMERICA- IN FRAUD WE TRUST
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