- Report: #942375
Complaint Review: US Bank
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| US Bank 4801 Federica Street
Owensboro, Kentucky United States of America |
|
US Bank Fee for Ending Escrow Withholding Owensboro , Kentucky
*Consumer Comment: Easy answer.
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This report was posted on Ripoff Report on 09/17/2012 10:52 AM and is a permanent record located here: http://www.ripoffreport.com/r/US-Bank/Owensboro-Kentucky-42301/US-Bank-Fee-for-Ending-Escrow-Withholding-Owensboro-Kentucky-942375. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search TipsNo, it is not.
Assuming that you could prove deliberation (which would be next to impossible), this wouldn't even qualify as a misdemeanor.
Your original contract with your local bank is what applies to your loan (unless you signed a new one with U.S. Bank). If there is no fee for dropping escrow on that contract, they can't charge you. But, it doesn't have to be stated that specifically. If there is mention that the bank may charge (non-specific) fees for changes to the loan, it could conceivable be covered under that. You'll need to carefully read your contract and even then, you might need some professional help to interpret it.
