• Report: #907855

Complaint Review: US Bank

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  • Submitted: Fri, July 06, 2012
  • Updated: Fri, July 06, 2012

  • Reported By: Jim — Sardinia Ohio United States of America
US Bank
? Internet United States of America

US Bank Owe $1400 on over draft of .67 cents. Internet

*Consumer Comment: US BANK IS CROOKED

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   I went over on my debt card by .67 cents and it wasn't  until 30 days later that I was notified that I was over drawn on my account. The letter stated that I owed then $275 and that it would continue to increase until I paid them. I went down to close my account but was told that I had to pay them the $275 first. I asked them why it took so long to let me know that I was over drawn, they just told me that it was my responsibility to keep track of my finances. I agree with that but $275 charge on .65 cents was a little harsh. The worst part is that it went up to $450 before it stopped. Times were hard for me at the time so I couldn't come up with the money. Now I find that I owe $1400 because it went to a collection agency. All over .67 cents. Talk about interest.

This report was posted on Ripoff Report on 07/06/2012 05:46 PM and is a permanent record located here: http://www.ripoffreport.com/r/US-Bank/internet/US-Bank-Owe-1400-on-over-draft-of-67-cents-Internet-907855. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

US BANK IS CROOKED

AUTHOR: PoliceStateTyranny - ()

I had an overdraft of .87 cents and was out of town for 2 weeks and unable to make a deposit. THey charged me a $25.00 extended overdraft fee for 2 weeks totaling $50.00. They refused to refund the fees but asked me if i'd like to change my personal account to a business account since I am self employed. I said yes I will if you will refund the the $50.00 in fees. The Branch manager a guy named Chance in ALma, Arkansas said no. He acted as if it was coming out of his own pocket. I said then just close my account if you are that stupid and will lose a customer over $50.00 then you don't deserve my business. He gave me a bunch of lame excuses and was very condescending and uncaring. 

It costs them zero to keep a customer but much more than $50 to get a new one. This Moron doesn't understand that apparently. I Closed both checking and savings  and I hope the choke on their $50.00.

Greedy embeciles have no idea of customer service.

 

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