US Credit Management ripoff Irving Texas

I became a client of this company in October, 2003. I had an account with Citibank (Universal card) on one of their debt management plans. They never contacted the creditor and I got collection calls from Citibank. The account was turned over to a collection agency in January, 2004 and a lawsuit was filed in March, 2004. I was served with the suit in July, 2004, cancelled the contract, hired a lawyer, and filed for bankrupcy in September, 2004. They kept $807 of my money. When I cancelled the contract, they accused me of bouncing payments. My purse had been stolen in April, 2004 and I had top close my checking account and open a new one with a different account number. They kept taking payments out of the closed checking account. I don't know how they did this, but they did.

Elizabeth
Fresno, California
U.S.A.