• Report: #146418

Complaint Review: US Debt Relief

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  • Submitted: Thu, June 16, 2005
  • Updated: Thu, June 16, 2005

  • Reported By:St Louis Missouri
US Debt Relief
2744 Summerdale Dr. North Clearwater, Florida U.S.A.

US Debt Relief - ADC ripoff deceptive billing ripoff fraudulent scam Clearwater Florida

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This company claims to be nonprofit, but does not disclose that there is a "donation" fee that is added to your payments (which equals one minimum monthly credit card payment). I was told to stop making payments to my creditors and charged a non refundable processing fee which equaled one months payment plan that does not get disbursed to creditors.

I was not informed my creditors were not cooperating and were not excepting payments. In the end, I paid them several hundreds of dollars to basically ruin my credit to the point were I cannot finance anything right now (and when I will be able to, I will be faced with higher interest rates). No results, just a terrible, life long mistake.

It will take years to undo the damage to my credit. My credit payment history was perfect before this whole thing began. As soon as i realized that this was a mistake of propostions I cannot explain, I discontinued the service. I was faced with 4 over the limit fees, 4 past due fees, and 4 accounts that were reported negatively to the credit bureaus.

It tooks me one month and all my money to pay off all those charges down to the credit limit. I have tried disputing these items and contacting my creditors and nothing.This company has ruin my finances, my credit, and my life (at this moment) I cannot buy a house or a car...

CL
St Louis, Missouri
U.S.A.

This report was posted on Ripoff Report on 06/16/2005 10:23 AM and is a permanent record located here: http://www.ripoffreport.com/r/US-Debt-Relief/Clearwater-Florida-33761/US-Debt-Relief-ADC-ripoff-deceptive-billing-ripoff-fraudulent-scam-Clearwater-Florida-146418. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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