In Nov. 1987, I applied to attend Muir Tech. College in San Marcos, Ca.. After abt. 3 wks the instructor quit, after a replacement was not found I quit, abt Dec. 1987. I applied for a GSL and SLS for a total of $6,625.00. I did NOT sign the GSL Promissory Note only the GSL Application. (very little record of SLS $4,000.00)
I became eligible for and got a six month grace period that started the MONTH after I left school (1988 definition of Grace Period).
Unbeknown to me at that time, Muir Tech. was trying to get the entire $6,625.00 program cost from lender. Paperwork showed it being "scheduled for disbursement" in Nov. 1987.
In July, 1988 (according to copy of Claims Package computer readout) Loan Servicing Center/Kansas (SLM) I was delinquent for my first repayment. I was being billed for three loans. This proves that my six months grace period expired the end of June.
The SLS was paid on Mar. 29, 1988 to Muir Tech and Refunded back April 14, 1988 to EDUCAID, but I was billed for abt. $166.00 interest for that 2 week loan, plus 113.00 for fees. The Interest charge still shows up on my ON line Sallie Mae account.
I have protested the GSL $2,625.00 and other charges since July 1988.
Depart. of Ed shows two different dates that they got this supposed debt. (no proof the loan was ever made, no canceled check, No signed pnote, only signed application)
I demanded and got all the paperwork with my name and SS# from Sallie Mae and Depart. of Ed. (abt 30 plus doc's) among them I found that SLM had put a fraudulent "separation date 3/30/88" which was over 4 months after I had quit (of a six month course). That was why Depart. of Ed claimed I was NOT due a refund and why they claim they can HOUND me to the grave.
They have offset my tax refunds on three different occasions for over $1,300.00.
I consider the Claim package and Lenders Claim for Reimbursement as giving them the "legal authority" over me and this supposed debt.
Those documents contradict themselves. The claim package lists two grace: 2/1/88 and 3/1/88 and the 1st delinquency date of 7/15/88.
The same claim package shows "separation date 3/30/88" both on the claim package and the Lenders Claim for Reimbursement.
Which make the whole package and contents a big fraud, IMO. So, the Depart. of Ed has been harassing me, stealing my money and ruining my life for over 20 years with paperwork that has been continually contested, is fraudulent and any child could see and recognize as such.
They have abused their power, conspired with other governmental agencies to defraud me of my money, used the U.S mail to deliver fraudulent claims and documents. Is there anything I'm forgetting?
I have a website up with a lot more information if anyone is interested. My last letter of 11/30/10 to them is located here.
The links at the top of the page show other doc's and comments. My contact info is on the menu bar if someone has the same problem or an attorney wants to speak with me.