I received a call from a number that came up as 00000 on my cell phone this morning. I did not answer it, but they left a voicemail. It was from a man who claimed his name was John Wright. He was very difficult to understand, but said that I needed to return his call today as they were pressing federal chargers against me for a variety of things including fraud. He said I had 48 before they filed the papers with my local court house, after that time cops would come to arrest me. In the message he knew my name, although he used my maiden name, and my address.
This call really concerned me as he didn't say the company he was calling from or who it was exactly that was pressing charges. I called back very scared, not knowing at all what was going on.
When he answered he told me not to speak while he read me the affidavit. He said I could answer questions after that time. The 'affidavit' gave me a case file number, listed my bank, and basically said that I had taken money through a pay day advance loan and that I had failed to pay it back. At the end he mentioned the last 4 of my social security number, but it wasn't mine! I told him this, without giving him the actual numbers and he said it didn't matter! Red flag!
Once I was able to ask questions, I asked him the company and he could not tell me. He said he was unsure as he is the parent company to many small pay advance companies. He could not give me any information, but said if I paid $438 dollars today it would all go away. I didn't know what was going on! If, perhaps, someone had stolen my identity, so I asked him since I knew I didn't do this, is it better to pay or to just let it go to court and fight it? He told to pay, that I would get a 16 page report with all of the information regarding how it got to this point. Maybe then I could sue if I could find out who stole my identity.
I am young, I was buying it hook, line, and sinker. But knew it wasn't smart to give money over the phone to someone who called you. I asked him if I could grab my wallet and call him back. He said yes, so as soon as I got off the phone I told my coworker who immediately told me it was a scam. I started googling and came across this website. I wish it stopped here, but it continues.
The man called back, not only on my cell phone, but also at my work place! He also knew where I worked!! The second time he called my workplace I told him that I knew this was a scam and I had contacted the authorities, which I had. He was not happy. He proceeded to keep calling. I work at a school, my principal got on the phone and told him this was a school setting and he needed to stop calling. Every time we would hang up, he would call right back. For over an hour! We finally had to call the police department again. An officer came right over and spoke to him when he called. The man was not pleased. The officer said he was going to dig deeper into it. I did get one more phone call from John Wright with US Fast Cash International. It was to tell me that if I didn't have my police officer back off, he was going to continue to harass my school every day. What a low life.
The police officer did tell me that after the first time he called they started answering the phone saying they were a software company and that HE was harassing THEM!
It is amazing to me what people come up with, how they can do this to others? The worst part, I know someone else was falling for it as when they had me on hold during our first call, someone else picked up and asked for the 16 digit card number. I said 'what' and he apologized as he picked up the wrong line. Horrible!!! I hope someday, someone can do something about these people. And I hope they don't call back tomorrow!