- Report: #649056
Report - Rebuttal - Arbitrate
Complaint Review: USA CREDIT
USA CREDIT I received a paper check from my employer, cashed and decided to deposit $200.00 into one of my accounts just to find out that I had a negative balance in my account by $149.95 withdrawn Internet
*Author of original report: So I finally was able to speak with someone from USA credit, and here's what I've realized
*Author of original report: Responce to consumer's suggestion
*Consumer Suggestion: WE LIVE AND LEARN
*Consumer Comment: Please Report This To This Government Agency....
I had just moved to a new residence just as of Oct. 1st and having exhausted my budget I had several pop-ups and e-mails from Payday loan services I searched for trying to pay off some of my bills until my employment check arrives. I applied to some, but skipped a lot of ads also, but have not heard from any lenders whatsoever. Eventually payday Friday has arrived and I received my paper check from my employer, so I went and cashed it, but decided to deposit $200 into my Citizens bank checking account. After receiving the receipt of deposit from the teller, I've noticed that my balance was only $13.13, when it clearly should have been $200.08 exactly from checking the account balance of 8 cents from the night before.
To my surprise the teller handed me a statement with a withdrawal of $149.95 from a company of USA CREDIT, which I do not even recognize. I told the teller that I was neither aware or authorized this debit out of my account, which left me completely enraged because the money I've deposited into the account were meant to be payments for my new landlord, and I ended up freezing my account after I've tried to call the number of 1800-685-9354 provided by the USA CREDIT just to receive the message of calling after their business hours. Being a single mother and qualifying for food stamp benefits and living from paycheck to paycheck this has completely broke my heart....I've sat up crying for hours, meanwhile the bank states to take 7-10 business day after filing fraudulent check affidavit for a possible reimbursment, and just now have officially reported this crime to the FBI internet fraud section. This crime is outrages and has caused heartache to me and my child and SHOULD BE PUNISHED SEVERELY! Just no telling how many other fraudulent companies that I might of have applied to in a moment of desperation to cover debt, but I will make sure these crooks get exactly what they deserve! Fight this - don't let them fool you like this...
This report was posted on Ripoff Report on 10/08/2010 10:01 PM and is a permanent record located here: http://www.ripoffreport.com/r/USA-CREDIT/internet/USA-CREDIT-I-received-a-paper-check-from-my-employer-cashed-and-decided-to-deposit-200-649056. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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