Watch out for individuals calling you or emailing you telling you that there has been a file against your name and last four of ssn. These individuals are scamming various people in the U.S, they usually start off the conversation stating that you have taken out online cash advances that you have not upheld your end of the bargain and are now being prosecuted. They claim that their client is USA Cash Advance.
I can tell you yes I have taken out online cash advances but never from USA Cash advance because of the same thing when you go to USAcashadvance.com and read the disclaimers it sounds like a scam so i did not continue. The individuals akas are usually mark taylor, officer robinson, john smith, austin white and on a side note have very strong accents of Arabian descent, I am not racist but an Arabian with American first and last names are very suspicious. Its like me a Hispanic not having a first or last name of Hispanic origin!
These individuals go on and on about how if you don't corporate you will be sent to jail, that you will loose your job all sorts of ridiculous collection practices I work for a credit union as a collector myself and I know the correct procedures for collecting. One of these individuals told me he had all my banking info on file when I asked to verify the last four of my bank routing number and account number these individuals told me that they could not as it was against the law I then proceeded by telling them this is not true I process payments all day and routing numbers are unique to an individual bank so it is not a number that is private, to verify the last four digits is not going to compromise any information as its only the last four digits furthermore when collecting a letter of attempt to collect must first be sent out, when I asked for a legal letter for attempt to collect I was told I must make arrangements or make payment first in order to receive.
This is also a false statement when collecting. It is scary that these individuals are allowed to roam around stealing peoples information and not be prosecuted as a matter a fact I have learned these individuals use magic jack to reroute their numbers as magic jack is a company that sells an equipment that attaches to a computer with internet access with a local telephone number and makes calls anywhere in the U.S this device can be attached to any computer around the world as long as it has internet connection this company doesn't check on the individual who is purchasing the item? This company must be held responsible as well as they make it easy for individuals like these to create scams.
In conclusion if anyone calls you or sends you email stating that you will go to jail for not making payment on a loan or that they will send documents once you make a payment do not fall for it, as it is a SCAM!!