• Report: #404545

Complaint Review: USA Credit - USA Shopping Club

  • Submitted: Wed, December 24, 2008
  • Updated: Wed, December 24, 2008

  • Reported By:Rockford Illinois
USA Credit - USA Shopping Club
usashoppingclub.com Unionville, Pennsylvania U.S.A.

USA Credit - USA Shopping Club asked for bank account information and gave no specific pricing details Unionville Pennsylvania

*Consumer Comment: ITS A COLLECTION AGENCY SCAM

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I had a missed call from an 800 number on my phone today. Figured since I was applying for jobs and that I wanted to not miss any employment possibilities, I returned the call. I heard "USA Credit" when they answered and I figured I might be talking to a collection agency (since I have a few overdue bills) and then they started to tell that I have been qualified to receive $7500 in credit that would be reported to the "credit agencies" within 30 days of my account activation.

After giving them some information or verifying what they knew about me, I was transferred to another operator who went in for the kill. I gave them my bank routing number, but not the account information. This was to verify that i actually had a real bank. I then became suspicious that they were going to charge me. From what I see, most of you are quoting $149 and change and a $7000 credit line, which does not match what I was hearing. They quoted me $109 that could be taken out at a later date.

When I asked about pricing and that I needed to pay shipping, she would not give me any specific information. I asked to speak with a supervisor and then waited a few seconds. I was rebutted by telling me "Don't you want to improve your credit?"

I again asked for a supervisor and then started speaking to a man who was so vague, could not quote me any shipping charges for a typical order or even pricing. When I tried to pin him down to prices of the products or brand names (they quoted Sears, JC Penny's and Wal-Mart as stores that they had items could buy from) he was not able to tell me if I could get Tide or Sony products from his website.

Since I was on the road, I could not write anything down, nor did I want to give up anymore details, I told him I would look at the website, but it took me a while to find it, since I barely remembered the name. I finally did a google search and saw more info to the negative than their official website.

If it sounds too good to be true, it usually is. I'm glad that I was not ripped off, but other things have been attached to bank accounts or credit cards in the past and I have lost thousands, but now I am more protective. My one saving grace is that I don't use my legal name anymore on the internet. So if they are seeking true information and my pseudonym does not match their database I know they received my information from a viable source. When someone contacts me unsolicited, like others have claimed from a payday loan or some other way that I have not pursued knowingly, I become skeptical.

Much luck to those of you that were taken advantage of in this way. I hope my post will lend itself to other BEFORE something happens to them as well. Thanks for reading.

Rob
Rockford, Illinois
U.S.A.

This report was posted on Ripoff Report on 12/24/2008 12:55 AM and is a permanent record located here: http://www.ripoffreport.com/r/USA-Credit-USA-Shopping-Club/Unionville-Pennsylvania/USA-Credit-USA-Shopping-Club-asked-for-bank-account-information-and-gave-no-specific-pri-404545. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

ITS A COLLECTION AGENCY SCAM

AUTHOR: Laurie - (U.S.A.)

STAY AWAY FROM IT

The first payment you make will restart the clock on an old debt that you may or may not owe -

The agencies that use this scam does not care if you are the REAL debtor - they only care about getting money they are not legally allowed to collect anymore.
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