• Report: #626123

Complaint Review: USA Credit - USA Shopping Club

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  • Submitted: Fri, July 23, 2010
  • Updated: Tue, March 22, 2011

  • Reported By: Frank — Tempe Arizona United States of America
USA Credit - USA Shopping Club
Internet United States of America

USA Credit - USA Shopping Club USA Credit, USA Shopping Club Charged me 149.95 while trying to find a payday loan Internet

*Consumer Suggestion: A possible fix

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So there I was, shopping for a payday loan because I had to drive across country for a family emergency and I needed gas money.  I must have tried two or three different loan sites who all rejected me because most loan companies don't do business in Arizona anymore.  I finally got through one which deposited money into my account, but on the same day of the deposit was also a withdrawl of 149.95 from USA CREDIT.

I wish I knew if it was the loan company that deposited the money into my account or not who referred me or signed me up for a credit line through USA Credit, but I couldn't get that information.

I was able to call their 800 number (8006859354) which goes through to a nondescriptive 'Member Services' line and cancel my account without too much of a hassle - supposedly I should be getting my money back by the end of the month, but I filed a fraud report through my bank as well.

I guess the lesson to be learned is to be careful with online loan companies :(



This report was posted on Ripoff Report on 07/23/2010 09:26 AM and is a permanent record located here: http://www.ripoffreport.com/r/USA-Credit-USA-Shopping-Club/internet/USA-Credit-USA-Shopping-Club-USA-Credit-USA-Shopping-Club-Charged-me-14995-while-tryi-626123. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

A possible fix

AUTHOR: cornerstone439 - (USA)

Hey there, I'm sorry to hear about your experience with Credit USA. I hope you're able to resolve everything with USA Shopping Club/Credit USA and get on with life.

For those who are still dealing with Credit USA, my friend used the report on this page to get their money back and do some damage to the company's reputation:

http://hubpages.com/hub/Credit-USA-How-to-Get-Revenge

Hope this helps you and anyone trying to get their money back.
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