• Report: #596067

Complaint Review: USA Credit - USA Shopping Club

  • Submitted: Fri, April 23, 2010
  • Updated: Sat, September 10, 2011

  • Reported By: nancy — moss point Mississippi United States of America
USA Credit - USA Shopping Club
One Millennium Drive uniontown, Pennsylvania United States of America

USA Credit - USA Shopping Club usa credit Dirt Poor 26 yr old trying to get life straight and cant thanks to usa shopping club setting me back $149 that I do not even have uniontown, Pennsylvania

*Consumer Comment: Response to USA Shopping Club employee

*UPDATE Employee: USA Credit

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I am so upset. I am broke. work my butt off for what little I make....$8.00 an hr. I am now negative in bank. I will never be able to get this paid off. cant even afford gas to get to work now. this is not right. I dont know what tpo do. i did not even speak to anyone. did not authorize anything. usa credit has stolen from me. idenity theft is what this is. Can I actually sue them. please help i AM AT A LOSS

This report was posted on Ripoff Report on 04/23/2010 11:38 PM and is a permanent record located here: http://www.ripoffreport.com/r/USA-Credit-USA-Shopping-Club/uniontown-Pennsylvania-15401/USA-Credit-USA-Shopping-Club-usa-credit-Dirt-Poor-26-yr-old-trying-to-get-life-straight-596067. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
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Updates & Rebuttals

#1 Consumer Comment

Response to USA Shopping Club employee

AUTHOR: peter - (USA)

Your company probably didn't outright steal money from this poor girl, I'm sure she clicked on something on the internet and was charged without reading the fine print, which is exactly what happened to me.  USA shopping club solicits on web pages where people think they are applying for a payday loan, and it's extremely hard to see the fine print where it says that your checking account will be charged $149.95.  This company preys on the desperate and poor, they really should be shut down.  I did not bother disputing the charges because I had recovered financially by then, and was assured by this company that I would have access to a credit line and lots of great products at their website.  What they don't tell you is that they offer a mediocre selection of products for an incredibly inflated price.  $50 for the DVD "American Gangster", for example.  Anyone who works for this company should be ashamed.
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#2 UPDATE Employee

USA Credit

AUTHOR: Shelly - (U.S.A.)

I work in the Quality Assurance Department at USA Credit and I can assure you that we do not draft bank accounts without authorization.  For further assistance regarding this matter, please contact our Member Services Department at (800) 262-4192, Monday through Friday from 9 a.m. to 4:30 p.m. ET.

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