- Report: #1163963
Report - Rebuttal - Arbitrate
Complaint Review: USA Legal Aide
USA Legal AideNationwide USA
USA Legal Aide, FELDMANMEAD877 326 2646 "Credit Card Debt Elimination", charged $1,195 to my credit card Nationwide
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I recieved a phone call from Integrity Resolution Group/Thacker and Associates claiming they were able to eliminate my credit card debt because of a lawsuit the credit cards had lost for over extending credit. They sent me an email with a worksheet and a "link" to the BBB, however when you look them up from the BBB's site they do not exist. When I looked at the worksheet it was nothing more than an excell spreadsheet that had blanks for my social security number, date of birth, address, complete credit card numbers including the CCV and expiration date and the amount I had available on each. They insisted I get a credit report from Credit Check Total which turned out to be a scam as well. They continued to call on a weekly basis and claimed that since I am on a fixed income I might not have to pay anything. In their last voicemail, since I wouldn't answer any of their calls, they informed me that they would charge over $5,000 in attorneys fees to one of the credit cards I was to put in the program.
I believe since I refused contact with them they tried again using another name. USA Legal Aid called about a week after the last email. This man knew roughly within $2000 dollars of how much debt I had. He also knew the first six digits of one particular credit card. He said I shouldn't trust the first debt company because "You don't get something for nothing". I was told that there was a $19.50 enrollment fee, and after I signed up someone would call me in two days for an interview, and then come to my house to have me sign papers giving them permission to act on my behalf. When I checked my credit card later that night I had a pending charge for $1,195. The credit card company refuses to take a fraud complaint. They wont dispute the charge either because it is still pending. They claim that when I make my minimum payment I can still dispute these charges once they post. In the past, on this card especially, I was told once you make a minimum payment you agree that all the charges are correct and there is nothing you can do after that point to have to charges reversed.
I made a mistake in the spelling of the name and website. It is usalegalaid.net and USA Legal Aid, not Aide.
This report was posted on Ripoff Report on 07/22/2014 07:02 AM and is a permanent record located here: http://www.ripoffreport.com/r/USA-Legal-Aide/nationwide/USA-Legal-Aide-FELDMANMEAD877-326-2646-Credit-Card-Debt-Elimination-charged-1195-t-1163963. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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