• Report: #381700

Complaint Review: USA Shopping Club

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  • Submitted: Wed, October 15, 2008
  • Updated: Tue, July 06, 2010

  • Reported By:Runnemede New Jersey
USA Shopping Club
www.usashoppingclub.com Internet U.S.A.

USA Shopping Club I thought I was applying for a loan, then saw my bank account debited $149; no permission. INTERNET

*Consumer Suggestion: They did the SAME THING to ME!

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HELLO, I'M SOMMER AND I WAS RAILROADED BY USA SHOPPING CLUB. I THOUGHT I WAS APPLYING FOR A PAY DAY LOAN, BUT NOTICED MY ACCOUNT WAS DEBITED $149, AND I DIDN'T GIVE PERMISSION FOR THAT. IT WAS SAID THAT I APPLIED FOR SOME CATALOG CREDIT CARD WITH A $7500 CREDIT LIMIT, BUT I DON;T WANT THAT, AND I SURELY DIDN;T WANT THEM TAKING MONEY OUT OF MY ACCOUNT. NOW I FIND OUT THAT MANY PEOPLE HAVE TROUBLE WITH THEM. THEY SHOULDN'T GET AWAY WITH THIS.

Sommer
Runnemede, New Jersey
U.S.A.

This report was posted on Ripoff Report on 10/15/2008 09:27 PM and is a permanent record located here: http://www.ripoffreport.com/r/USA-Shopping-Club/internet/USA-Shopping-Club-I-thought-I-was-applying-for-a-loan-then-saw-my-bank-account-debited-1-381700. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 1Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Suggestion

They did the SAME THING to ME!

AUTHOR: Joanne i - (U.S.A.)

I was online and applied for a payday loan. This is a mistake I will NOT make again. You apply for one loan and you get like, 50 pop-up windows that shove themselves into the middle of the transaction and you end up getting confused and filling in paperwork for something you didn't even want.  This is what evidently happened to me because the day after I filled in a loan ap my account was DEBITED $149.95 by those lousy so and so's.

Then you call up the customer service number, there's no one there, you have to call back, get put on eternal hold, then verify your "personal information" twenty times with four different people, and listen to a SPEECH about how they had "disclosed on their website" that you were agreeing to the charges.  BULL!  Don't let them intimidate you!

I have a confirmation number for my refund and it is supposed to be back in my account by Thursday, July 8.  But they took the money on JUNE 25th for something I did not want!  They claimed it took "seven days" for them to get the money, which I find dubious since my account was debited immediately.

In any case, I filed a complaint with the Attorney General of their home state, which is Pennsylvania.  You should google "Attorney general, State of Pennsylvania" and you can go to their website and fill out a consumer complaint form.

Here is the link:

http://www.attorneygeneral.gov/complaintforms/bcp_form.aspx

At least with a complaint on file they will not DARE keep your money.  YOU MUST CALL the customer service number of USA Credit to CANCEL, if you have not already done so!  Don't take no for an answer!
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