USAA Auto Insurance Company Deceivers and Liars, Internet

 On March 29th around 1:30 pm my vehicle was involved in a hit and run accident . I was at a laundra mat when someone hit my passanger rear bumber and dented my rear passenger quarter panel. I went to the Leesville police dept. and had an accident report filled out. A few days later I called my USAA insurance representative to report the claim.

Because it is a hit and run and since i have my vehicle registered and licensed for South Carolina and have uninsured motorist coverage my deductible is $200.00 not the standard $500.00 deductible i have for collision. Because it was a hit and run. I take very good care of my vehicle and was it once a week ,I know if there is damage done to my vehicle. USAA is denying my uninsured motorist claim stating i will have to pay the full $500.00 Deductible because they say the damage to the quarter panel was done in a seperate accident. It was not. 

I feel this is very unfare and believe they are not honest or reputable like i thought they were. Maybe you guys can help me out here to have them do what is right.