- Report: #390936
Complaint Review: Ufirst Direct - Christian M Dillon Attorney At Law
| Ufirst Direct - Christian M Dillon Attorney At Law www.ufirstdirect.com
Santa Monica, California U.S.A. |
|
Ufirst Direct - Christian M Dillon Attorney At Law Loan Modification Scam! Santa Monica California
*REBUTTAL Individual responds: Tom Hergenroeder Rebuttal
* : Christian M. Dillon is a SCAM. Was De-Barred by the CA State Bar on August 3, 2009
*UPDATE Employee: Here is the Truth
*Consumer Comment: Who Are You Scott S. ? Obviously You Work For Christian M. Dillon
*Consumer Comment: Lady Lu, you're not telling the whole story
*Consumer Comment: My Family Also Ripped-Off from Christian M. Dillon
*Consumer Comment: The Law Offices of Christian Dillon has helped all of my clients
*UPDATE Employee: Christian M. Dillon Attorney At Law/uFirst Direct - False Claim Made Against These Companies
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The rep I spoke to sounded like she knew what she was talking about and told me that they would audit my loan documents to find violations and use it against my lender to modify my loan, more specifically to reduce my interest rate and LOWER my principal mortgage by $200,000. I was also told once I signed up I could stop making payments to my lender (which was the only way I could afford the service).
Obviously I was suspicious off such a "too good to be true" statement but for some (stupid) reason I went along to see what they could do for us.
This is where it gets interesting, I was told that an attorney would review my file and that someone would call me back to tell me if I was one of the fortunate few that were "approved" for the service.
I later found out that not only is there no attorney in that office but the rep admitted (after I told her I was going to sue) that they "approved" every file and a lawyer never saw my information, even though the sleazy guy who called me back the next day told me that the attorney said I have a slam dunk case and then insisted on getting payment before they sent me any paperwork.
That LIE cost me and my family $4,000 and more frustration than you could put a price on!
To make a long story short, I later called the attorneys office (in a different county) direct when I didn't hear anything for 3 weeks and was mislead consistently by D Sandoval who told me verbally and via email that the lawyer was working on my file and that my lender had been notified.
Surprise surprise, the attorneys office did not know who I was and the lady who I spoke to said that this was happening with other people who were also calling. She then tried to tell me that they are not responsible for the claims made by Ufirst Direct!
I told her that I paid $4K and signed a power of attorney agreement with Christian M Dillon's name and Dana Point (Orange County) address on it, to which she replied: "I'm sorry but we don't have a file for your name or address".
I'm not sure whats happening here but I know I paid $4000 nearly a month before this conversation and after telling the lady my situation she said I was not a candidate for Loan Modification since me and my wife still work!
ALL I CAN SAY IS WHEN YOU TALK TO THESE PEOPLE ASK TO SPEAK WITH THE ATTORNEY DIRECTLY, A REQUEST THAT THEY DENIED ME MORE THAN ONCE EVEN THOUGH I WAS SUPPOSEDLY A CLIENT. It never ceases to amaze me what some crooks are willing to do for a buck these days.
Needles to say I am looking for a lawyer that can represent me in a civil suite against these bottom feeders.Hope this helps someone.
Robert
Los Angeles, California
U.S.A.
This report was posted on Ripoff Report on 11/13/2008 02:02 PM and is a permanent record located here: http://www.ripoffreport.com/r/Ufirst-Direct-Christian-M-Dillon-Attorney-At-Law/Santa-Monica-California-90401/Ufirst-Direct-Christian-M-Dillon-Attorney-At-Law-Loan-Modification-Scam-Santa-Monica-390936. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 REBUTTAL Individual responds
Tom Hergenroeder Rebuttal
AUTHOR: Tom - (United States of America)
SUBMITTED: Monday, October 25, 2010
#2
Christian M. Dillon is a SCAM. Was De-Barred by the CA State Bar on August 3, 2009
AUTHOR: John - (U.S.A.)
SUBMITTED: Monday, September 07, 2009
I'm not sure where Jonnie gets her/his information from, but these are not facts. There is no way that Christian Dillon has helped 4000 customers with "loan mods" over the last 15 years because the loan modification process has not existed more than 3 years. Impossible!!!
The other fact is that Christian Dillon has had his attorney's license revoked and has pending criminal and state bar charges against him (as of August 3, 2009). Here is the report from the www.BBB.org (Better Business Bureau) and all the facts are right there --- see for yourself.
http://www.la.bbb.org/Business-Report/Law-Offices-of-Christian-M-Dillon-13128667
"On August 3, 2009 State Bar prosecutors obtained attorney Christian Dillon's (Bar No. 89376) resignation with charges pending. At that time, Dillon was under investigation for consumer complaints received by the bar regarding his affiliation with USMAC Law Group. Dillon is an inactive member of the State Bar and is ineligible to practice law pending a Supreme Court Order accepting his resignation."
DO NOT GIVE ANY MONEY TO THESE SCAM ARTISTS AND HANG-UP IF THEY OFFER TO PROVIDE ANY SERVICES TO YOU!!!
Good luck to everyone,
John
Los Angeles
#3 UPDATE Employee
Here is the Truth
AUTHOR: J Royburt - (U.S.A.)
SUBMITTED: Monday, September 07, 2009
#4 Consumer Comment
Who Are You Scott S. ? Obviously You Work For Christian M. Dillon
AUTHOR: Lady Lu - (U.S.A.)
SUBMITTED: Friday, April 17, 2009
Lady Lu
#5 Consumer Comment
Lady Lu, you're not telling the whole story
AUTHOR: Scott S. - (U.S.A.)
SUBMITTED: Thursday, April 02, 2009
It looks to me like you left out a few important details about your loan. IF your neg am lon started out at 320K, then the maximum it can defer to is 400k. Most likely your loan tops at 115% which would be 368K so you must have conveniently left out a few details such as that you probably took out some cash at your last refinance. Sorry to hear that all you got was a forbearance as that is typically all that Aurora will do. However, it's unfair to call Dillons operation unethical because you didn't get a mod. They were honest up front telling you that Aurora was difficult but what other choice did you have but to try? It sounds like you only make the minimum payment which indicates to me that you most likely cannot afford your house. Once your loan truly does recast (which sounds like any day now) your payments will double and you will definitely lose it to foreclosure. Loan modifications are not about principal reductions, they are about making the payment affordable for someone. Banks don't like to write down principal and no one forced you to sign the docs. You borrowed the money and you are obligated to pay it back. Don't blame someone else for your mistakes. They did their job. Not everyone gets a mod and there is no way of knowing unless you try.
#6 Consumer Comment
My Family Also Ripped-Off from Christian M. Dillon
AUTHOR: Lady Lu - (U.S.A.)
SUBMITTED: Tuesday, February 24, 2009
Lady Lu, Temecula, Ca
#7 Consumer Comment
The Law Offices of Christian Dillon has helped all of my clients
AUTHOR: Scott S. - (U.S.A.)
SUBMITTED: Wednesday, December 03, 2008
Scott
Orange County, CA
#8 UPDATE Employee
Christian M. Dillon Attorney At Law/uFirst Direct - False Claim Made Against These Companies
AUTHOR: Jonnie - (U.S.A.)
SUBMITTED: Wednesday, November 19, 2008
This claim was made by a disgruntled former marketing contractor who was terminated for cause. We had been warned of a possible attempt by this person to damage our reputation in this manner. We have been advised that uFirst Direct records all phone conversations and that no agent ever promised principle reductions nor advised borrowers to discontinue making mortgage payments.
We do not state that an attorney will review each person's file, however, a trained compliance officer individually reviews each case based on the Senior Attorney's approval criteria; the Law Offices of Christian M. Dillon then employs highly-skilled modification processors who perform excellent service - and who do consult and advise Mr. Dillon personally of any problem cases. Mr. Dillon also reviews successful modification paperwork and turndowns.
The Law Offices of Christian M. Dillon has successfully handled over 4,000 loan modifications in the past 14 years. We continue to work persistently on behalf of our clientele to achieve the common goal of obtaining a successful loan modification. We are in regular contact with our clientele, and often receive positive feedback as to our due diligence and integrity.
Jonnie
The Law Offices of Christian M. Dillon
To reach the Customer Service Department at The Law Offices of Christian M. Dillon, please call (949) 600-8920.

