- Report: #266660
Report - Rebuttal - Arbitrate
Complaint Review: Unicorn Financial Serves
Unicorn Financial Servesunicornfinancial.com Carol Stream, Illinois U.S.A.
Unicorn Financial Serves = Unicorn Financial ripoff Deceptive loan practice by a financial Lender targeting laser vision correction and cosmetic surgery patients Carol Stream Illinois
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I have since opened a piece of mail from Unicorn to discover that my June payment was processed late. (I can not verify the date I sent the payment as they do not accept online or electronic payments). I was charged a $39 late fee. If this really was the case I do not have a problem with this. I now have received a statement dated 7/19 which shows the late payment I made, the $39 late charge, an new $39 late charge and $376 in finance charges because they canceled my promotional plan!! (even that my balance excluding the late fee I was unaware of was completely paid off). The back of my statement says finance charges are calculated on the beginning on my account each day (EXCLUDING unpaid finance charges and fees) adding any new purchases and other debits and subtracting principal payments and credits.
Yesterday I called Unicorn to discuss and the manager who can provide action was not in his office. I left him a voicemail. Today (more than 24 hours later) that same manager was in a meeting. I have 2 days until the 8/11 payment date and I am worried they are stalling to let additional charges incur on my account as when I asked, they do not suspend fees while charges are being disputed.
Willingboro, New Jersey
This report was posted on Ripoff Report on 08/10/2007 02:30 PM and is a permanent record located here: http://www.ripoffreport.com/r/Unicorn-Financial-Serves/Carol-Stream-Illinois-60197/Unicorn-Financial-Serves-Unicorn-Financial-ripoff-Deceptive-loan-practice-by-a-financial-266660. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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