• Report: #266660

Complaint Review: Unicorn Financial Serves

Thank You

Read how Ripoff Report saves consumers millions.

  • Submitted: Fri, August 10, 2007
  • Updated: Fri, August 10, 2007

  • Reported By:Willingboro New Jersey
Unicorn Financial Serves
unicornfinancial.com Carol Stream, Illinois U.S.A.
  • Phone: 888-519-6444
  • Web:
  • Category: Loans

Unicorn Financial Serves = Unicorn Financial ripoff Deceptive loan practice by a financial Lender targeting laser vision correction and cosmetic surgery patients Carol Stream Illinois

What's this?
What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

SEO Reputation Management at its best!

In January 2006 I had laser vision correction surgery. At the time I paid $2000 of the $4500 with my flexible spending account. I decided to finance the remaining $2500 through Unicorn Financial, which was introduced to me by the eye surgeons office. They told me they could fill out my application and get me 18 months of no interest credit to pay off the balance of my surgery. I elected to do so with this financial company I never heard of. From January 2006 to June 2007 I made my 18 timely payments. So I thought. Through July and August I was out of town quite regularly but assumed my account had been paid and closed, so never made a point to look for or respond to any correspondence from Unicorn Financial.

I have since opened a piece of mail from Unicorn to discover that my June payment was processed late. (I can not verify the date I sent the payment as they do not accept online or electronic payments). I was charged a $39 late fee. If this really was the case I do not have a problem with this. I now have received a statement dated 7/19 which shows the late payment I made, the $39 late charge, an new $39 late charge and $376 in finance charges because they canceled my promotional plan!! (even that my balance excluding the late fee I was unaware of was completely paid off). The back of my statement says finance charges are calculated on the beginning on my account each day (EXCLUDING unpaid finance charges and fees) adding any new purchases and other debits and subtracting principal payments and credits.

Yesterday I called Unicorn to discuss and the manager who can provide action was not in his office. I left him a voicemail. Today (more than 24 hours later) that same manager was in a meeting. I have 2 days until the 8/11 payment date and I am worried they are stalling to let additional charges incur on my account as when I asked, they do not suspend fees while charges are being disputed.

Ruben
Willingboro, New Jersey
U.S.A.

This report was posted on Ripoff Report on 08/10/2007 02:30 PM and is a permanent record located here: http://www.ripoffreport.com/r/Unicorn-Financial-Serves/Carol-Stream-Illinois-60197/Unicorn-Financial-Serves-Unicorn-Financial-ripoff-Deceptive-loan-practice-by-a-financial-266660. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on Unicorn Financial Serves

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Advertisers above have met our
strict standards for business conduct.



Ripoff Report Legal Directory