Unifund CCR Garnished my wages! Cincinnati Ohio

hi i have been dealing with these horse a** people for alittle over a year now.. i files a complaint with the bbb, federal trade commission, the attorney generals, the department of commerce.. the more people that put in writeing a complaint against UNIFUND the better it will be and we all need to fight them.. I did all my complaints and the department of commerce told me that now we just wait to see what they will try next..the court house in my home town has all my paper work and they are watching my name in all there records..unifund is or was trying to collect on a debt that was deleted form my file and passed the sol.. i dont owe them the money and they are just down right under the water scum sucking babies that cant go out and get REAL jobs they have to try and take money from people that DO NOT owe them money.. PLEASE file complaints ASAP to all i mentioned..and they are known for there attorneys not to show up in court to..that happen in my home town.. the lady showed up in court and the attorney for UNIFUND didnt ..the courts called them and he didnt answer the phone..so what does that tell you and the courts are aware of that know to.... best of luck to you and get your paper work going....

If John's scenario fits you, you very likely have a good case to sue them for their little "service at the wrong address" game.

The fact that they KNEW who your employer was to get an enforcement order to garnish your wages is proof enough that they KNEW or SHOULD HAVE KNOWN your correct address for court service.

Consult with a competent attorney and nail them. Don't bother with small claims to go after them because most small claims courts will not grant legal fees, lost wages and such. District Court would be the way to go if you have a case.

Good luck.

You may have been a victim of predatory collection agency that is using underhanded (and illegal) tactics to gain default judgments....Their game is the default judgment game and it works like this: They have court papers served to either a very old address yours or one that is completely incorrect. Because you are not there to get the court summons, you will not be aware of the impending court date. This means being a "no show" when the court date comes along. No show = default judgment. It doesn't matter if the debt is not yours...If you're a no show in court....they'll get a default judgment and from their they can do garnishment.

If you think this applies to you, you need to file a petition with the court to have the judgment overturned because you were not served properly. Go to the court ASAP and request copies of all docs for this case. You specifically need to look for the address that this firm served your papers to. If you can prove that you were improperly served, you can most likely get this judgment overturned.

If you can afford one, hire an attorney. If you can't afford one, contact your local Red Cross for a referral to free legal aide in your area.

I don't know how I misread that one.

That the e-mail came from the company's HR/Payroll department advising that a garnishment was filed. It didn't come from the collector.

How did they get your email address? I find this strange.