The Union Workers Credit Services sends out a mailer offering a pre-approved visa or master card with a guaranteed credit limit of $10,000.00 with a 5% interest rate. They have a activation form for you to send back with $37.00 anual membership fee. The activation form states please send my platinum card membership asap with an approval number and a promise of a full refund of this fee with your first purchase using your $10,000.00 credit limit. My $37.00 check cleared my bank in 4 days of my mailing it. Three weeks later I recieve an entirely new offer from the New Milennium Bank appearing to be related to your offer from union workers but does not mention them or your previous $37.00 membership fee.
Now this offer states that to recieve my visa or master card or both i need to send back their acceptance form with another $35.00 for the least option and up to $69.00 for the best including a rush service for $10.00. well first time shame on you 2nd time shame on me ... i called the phone number on the back of the form only to find out after you pay this acceptance fee which clearly is to activate your card, even has note that cards cannot be processed without this completed form and the processing fee, you have to make a depost of $300.00 into the account and they couldnt tell me what dollar amout the credit line would be or the interest rate. They also claim to have nothing to do with the union workers credit services and didnt have any way of responding to any complaints about their original offer. They did give me their phone number,
which is complety automated answere service with a variety of options to choose from none of which are for customer service, complaints or to talk to a live person.