• Report: #324711

Complaint Review: United American Financial

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  • Submitted: Tue, April 08, 2008
  • Updated: Thu, May 15, 2008

  • Reported By:Lockeford California
United American Financial
18401 Von Karman Suite 440 Irvine, California 92612 Sacramento, California U.S.A.
  • Phone: 866-9230509
  • Web:
  • Category: Loans

United American Financial Said they could give me a loan for 30,000.00 Irvine California

*Consumer Comment: lucky i looked first

*Consumer Comment: Names

*Consumer Comment: more matching names

*Consumer Comment: more matching names

*Consumer Comment: more matching names

*Consumer Comment: WOW - this is the same company, I think, as your american financial

*Consumer Comment: We Can Help

*Consumer Comment: Of course they "act" like they will help you

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I have been looking for a loan, cause nobody would give me a loan for my little credit. but i guess in my search i came apon United American Financial, and aplied, and i got a cal from Wayne Marshall saying i was aproved for 30,000.00 at 8% for 15 years at 286.70 a month, it was some kind of Government offer.... i just had to print out my contract, sign and send a copy of my Drivers licence, and paystub and two contacts.

Then i read the contract,(which looked half real, the other half i think i could have done better) about a 1250.00 insurance deposit was asked

(for the Pacific Insurance Company, cant find anything about this company with the same name),

it was in case i went into default. and that sounded right. i didnt see any reports online with this company name at the time. but i really needed the help. but i didnt have 1250.00 so Wayne Marshall (my rep) said they can take half of the 1250.00 at 625.00 and send it Western Union to a Jason Stevenson in Redbeer, Alberta. And they would send half of my 30,000.00 loan at 15,000.00 drect into my bank account.

when the money didnt show up i called and called Wayne and he wasnt there, and then i saw on the day i sent the money there was a report on this website. THE DAY I SENT THE MONEY THAT SHOWED UP!!! 4/4/08. So i freaked out and called some more, i emailed all three email address given at the website

sales@unitedamericanfinancial.com

info@unitedamericanfinancial.com

customerservice@unitedamericanfinancial.com


There is a BBB icon and i did click on it they list a different number

800 867-8278

that all ciruits are always busy

then i played around the phone system they have and found they have a sales (press 8), i started talking to someone and he was able to get me to Wayne, and then he told me the Insurance company said they need 250.00 cause of my credit, and then Wayne said that was his fault he didnt catch that, so he knocked it down to 200.00, so i was still a little freaked out, and talked to him about the report, and i asked why he was on east coast time but your address on the website is in CA, and why i sent the money to Canada? he said the home office is in CA, and he was like a broker that is in NY and i sent the money to the Insurance Company (Pacific Insurance Company).

So i did a search on all the names i have on the contract and phone number listing when you call


Sales (ext 1)

Tanya Stevens (ext 2)

Wayne Marshall (ext 3)

Allen Readget(not sure if i spelled that right)(ext 4)

Susan Phillips (ext 5)

(6 is a automated message taker i guess)

no 7

8 is a dail by name thing

0 is the oporaitor who is never there


William Robers (President)

Elliot Jeffries (Chairman & CEO)

Katherine Ataturk (Supervisor)

Karen Kamilly (Head Accountant of Financial Dept)

and i found this other report; Report: #256747 Consumer Loan Service - American Loan Company
Category: Canadian Cross-Border Scams to Americans

Consumer Loan Service - American Loan Company SCAMMED won't return calls had to buy 'insurance' I lost $2,150. They are NOT in CA they are in Canada Vancouver British Columbia,

and as i read this i was very close to whats going on with me. i am still in somewhat contact with Wayne and i have to Friday 4/11/08 to send my 200.00 or ask for my 625.00 back, which i get in 6-7 working days, so they say.


so i am worried because i really need they help and this looks like the only people who say they want to help but everything i read and so on say its a scam, and i dont think i will get my money back, and i now im deeper in the hole because of this.

Speedracer49
Lockeford, California
U.S.A.

This report was posted on Ripoff Report on 04/08/2008 09:16 PM and is a permanent record located here: http://www.ripoffreport.com/r/United-American-Financial/Sacramento-California-95624/United-American-Financial-Said-they-could-give-me-a-loan-for-3000000-Irvine-California-324711. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

lucky i looked first

AUTHOR: United American Financial Lucky I Looked - (U.S.A.)

it sounded funny that i had to send money to get money on a personal loan at that!! i too recieved a call from that same company stating i would recieve a 5000 loan at 6.64 i would have to send 660 ...so i investigated BBB and city hall...here are the numbers for city hall the address they have listed is not being rented out...
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#2 Consumer Comment

Names

AUTHOR: Atlanta Guy - (U.S.A.)

You can bet that these names are NOT their real names. Think about it ...if you were scamming people, would you use your real name ???? Of course not. And, most likely, there are several people using the same fake names. It is very, very doubtful that any of these scammers will ever be apprehended. They are here today and gone tomorrow - with a different name. ANY money sent to them is gone forever.
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#3 Consumer Comment

more matching names

AUTHOR: Lisa E. - (U.S.A.)

I have also found the names of ELLIOT JEFFERIES, CHAIRMAN AND CEO and the name of WILLIAM ROBERTS - PRESIDENT on my paperwork as well. As I said, my papers were from your american financial. It looks like they are playing with the title some - as many people have heard of AMERICAN FINANCIAL - and, the $1290 I needed to send was for insurance as well. Just in case I defaulted on the loan. Then, when I couldn't come up with that amount, they accepted the $475. along with a hand-written promissory note from me that I would pay the additional monies, once I had received my funds. What they may also be doing is allowing people to get the funds, in some cases, then sending them back some of the money, and the check we would have received would have been bogus. Either way, they must think they are pretty slick. I am compiling everything I have, as well as any other info I can get on these companies; and will try to forward it to the FBI - am thinking they may try to do something; not sure. But, since the funds go to Canada, the FBI would just about be the only person that could help. Or the Dept. of Justice.

I will try whatever I can to get this (these) places shut-down.
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#4 Consumer Comment

more matching names

AUTHOR: Lisa E. - (U.S.A.)

I have also found the names of ELLIOT JEFFERIES, CHAIRMAN AND CEO and the name of WILLIAM ROBERTS - PRESIDENT on my paperwork as well. As I said, my papers were from your american financial. It looks like they are playing with the title some - as many people have heard of AMERICAN FINANCIAL - and, the $1290 I needed to send was for insurance as well. Just in case I defaulted on the loan. Then, when I couldn't come up with that amount, they accepted the $475. along with a hand-written promissory note from me that I would pay the additional monies, once I had received my funds. What they may also be doing is allowing people to get the funds, in some cases, then sending them back some of the money, and the check we would have received would have been bogus. Either way, they must think they are pretty slick. I am compiling everything I have, as well as any other info I can get on these companies; and will try to forward it to the FBI - am thinking they may try to do something; not sure. But, since the funds go to Canada, the FBI would just about be the only person that could help. Or the Dept. of Justice.

I will try whatever I can to get this (these) places shut-down.
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#5 Consumer Comment

more matching names

AUTHOR: Lisa E. - (U.S.A.)

I have also found the names of ELLIOT JEFFERIES, CHAIRMAN AND CEO and the name of WILLIAM ROBERTS - PRESIDENT on my paperwork as well. As I said, my papers were from your american financial. It looks like they are playing with the title some - as many people have heard of AMERICAN FINANCIAL - and, the $1290 I needed to send was for insurance as well. Just in case I defaulted on the loan. Then, when I couldn't come up with that amount, they accepted the $475. along with a hand-written promissory note from me that I would pay the additional monies, once I had received my funds. What they may also be doing is allowing people to get the funds, in some cases, then sending them back some of the money, and the check we would have received would have been bogus. Either way, they must think they are pretty slick. I am compiling everything I have, as well as any other info I can get on these companies; and will try to forward it to the FBI - am thinking they may try to do something; not sure. But, since the funds go to Canada, the FBI would just about be the only person that could help. Or the Dept. of Justice.

I will try whatever I can to get this (these) places shut-down.
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#6 Consumer Comment

WOW - this is the same company, I think, as your american financial

AUTHOR: Lisa E. - (U.S.A.)

In your list of names, you listed a KAREN KAMILLY - Head Accountant of Financial Dept. This is the same person that is listed in my paperwork from your american financial, in the same position. I also have the name of KATHLINE ALOTUIK, as the Senior Credit Manager - which is a very similiar name to the Kathleen that you listed as well.

The guy I was dealing with, Mike Price, told me that my $475 would be returned within 15 business days. That was 27 days ago - no refund.

Unfortunately, I don't think you will receive your money back. Seems like they have created a very extensive network to scam anyone and everyone they can.

They seem to prey on people with little or no other options.

I am sorry that you were taken for as much money as you were.
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#7 Consumer Comment

We Can Help

AUTHOR: Sleep In Ma - (U.S.A.)

hello sorry to hear you got scammed join the crowed this scam is HUGE myself and another victim have come together to fight for justice look on rip off reports.com type in city lending group look for the report from Jill from waterford MI you will find the way to contact her please do so we need as many victims as we can to join together we will give more details when you contact hope to hear from you soon.
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#8 Consumer Comment

Of course they "act" like they will help you

AUTHOR: Faron - (U.S.A.)

They will not. They have already "suckered" you out of $625 and will want more and you will NEVER receive one dime. It is illegal in the United States to do what they are doing because this is called an advance fee loan and they are not allowed here. This is why you are dealing with someone from Canada and sending money to Canada. This hole has dried up and you may as well plug it and move on. You also will not see your $625. You can google RCMP Royal Canadian Mounted Police and file a scam report.
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