United American Insurance ripoff Thanks for the warning! Houston Texas

Your argument would have been more convincing had you posted it under my blog. I guess it is easier to pick and choose who you want to slam rather than address the issue.

Too bad it is somebody else that has built up their branch and not you! I guess brownie points will get you far with UA, I'll never know!

First of all Im an employee for UA in Houston. And I'm so happy to hear that you moved on; no branch needs an (insecure agent).

I can't believe you made a decision based on the group interview. By the way major airlines do the same thing. It saves time and energy.

Im proud to say our branch manager in Houston has worked really hard for what he has created. He has (provided all the resources at his cost) and has tried really hard to help all, successful or not. He is a good man and all he asks in return is for you TO DO YOUR JOB.

Its disappointing to know that there are people like you out there that could possibly ruin it for those that have worked so hard.

United American not only provides an income but it allows you to enhance your personal growth and skills.

And I can say this, there is no amount of money that can ever replace what I have gained from AU

For those of you that are reading this article, you get as much as what you give, not anymore or any less.


Thank you

First off. I am a well rounded guy with more letters behind my name than most of you on here. Not a bad thing or put down. I have been well educated. I have a masters as well as 4 State licenses. I have a friend who went to work for UA. I watched and observed his biz and success. I noticed he was very good at it. He doesn't make 100k a year. He makes 230k. He has worked there for a year. He is also a pastor at a church and a good man. I also have a 100k plus income in my own business. What UA offers is an opportunity to work hard and be rewarded for it.

If you can do it, you will make it. SALES IS SALES. ONLY THE STRONG SURVIVE. UA gives one a chance to make it. If you don't you don't. That's it. This company is Governed by State and Federal Oversight and would not be allowed to do anything shady or off color. They are reviewed every year by the ins. commission. If I owned a business and wanted it to be a success, I would need to find the right sales team. This is their way of doing that. I see a chance for me to supplement my income and have residuals to follow for ever. This will allow me to work less and enjoy the income. Most importantly, THIS IS HOW EVERY INSURANCE COMPANY WORKS. Those who have negative things to say may try to look at this again form the prospective of being able to run with the big dogs.

Thanks and Good luck to those who try. A job is about providing income so yes that needs to be everyone's concern in the career of sales other wise work at a hospital or nursing home to be able to help people. United way and red cross are great places for you to help people and even volunteer.

I think this company is being unfairly attacked. If you read the posts specifically regarding United American, the company hasn't ripped anybody off. To date, there are no upset customers that have posted here. I've searched everywhere, including my state department of insurance; there is simply no proof that United American is guilty of shady or deceptive business practices. They HAVE contacted thousands of people regarding business opportunities. From what I've read here, United American is guilty of the terrible crime of aggressively recruiting people. There are several people that seem to have a gripe with another company owned by Torchmark. But I don't see a reason to smear United American.

The company has been posting ads on monster.com for practically every major city in the USA, every month, for several months. Company managers are contacting people that have posted resumes, even people that don't have a background in sales or insurance. The company will probably continue to do so. Why? They are one of the largest providers of Medicare supplemental insurance policies and the baby-boomer generation is starting to retire. But, it's not as if a new agent can run out and start selling Medigap policies. Medicare is complicated; the senior market is not the place to start. It takes time, hard work and experience, just like any other business.

The company has the benefit of knowing that any person they appoint has already passed the requirements of the state government entity that regulates insurance. And yes, they risk very little; they offer commission only, contract status positions. They don't pay for the necessary insurance class or the state insurance exam fee. Does that make them shady or deceptive?

As far as the employment advertisements and solicitations: They are attempting to recruit hundreds of new sales agents. The dropout rate for new sales people in any field, including insurance, is very high. It's no mystery that they continue to place ads and aggressively recruit. I don't think it's a reason to vilify them.

The employment ads promise sales leads. But, ask any experienced insurance agent how they got started in the business. Don't be surprised if they tell you that they were given a phone book. It's usually considered the responsibility of an agent to prospect and sell. Most companies don't provide leads at all. "Free leads" are something United American offers to its agents that other insurance companies do not offer; therefore, they advertise that fact. They have several lead sources. Good managers are usually looking for better lead sources, good agents don't sit around waiting for free leads and the company doesn't promise exclusive leads.

They are offering a chance for almost anyone to start a career in insurance, but it's up to the individual to succeed. I believe, because UA has been so aggressive in recruiting, they are starting to get bad-mouthed by people that were never going to succeed in the first place. I'm sure I'll be attacked and insulted for defending UA, despite the rules for posting here. What I would really like to read is a success story from any of the folks that attacked UA, after they left the company. But actually, most of the people that posted negative comments never worked for the company.

Scott you have a comment on every single one of these reports stating how wrong and misguided people are. Let me ask you a question. Why are you on this site in the first place unless you felt that the company that you choose to associate yourself with might be on here for some wrong doing? If the company is "so great", you wouldn't be staring at this site right now. you are defending something that you don't believe and trust in? If you trusted your company, you wouldn't have to double check them by coming to a site like this, that you obviously know has bad information about your rip off, scam artist, dirty rotten, un-American, low life, piece of trash, place of business that you call your "job". And for the record, I highly doubt that a guy that gets onto this site every so often to badger people about how wrong they are makes 100,000 dollars a year. People that make 100,000 dollars a year have better things to do than to scrutinize people. You need to realize that what you're defending is wrong. Your company (or should I say scam artists) is ripping people off both employees and clients. The golden rule of any client based position, is to put the clients best interest first. I got a good idea for you, take your lonely low life piece of trash self back to school and get a real job, because Americans are fed up with your kind trying to rip people off all the time.

As a former "employee" of American Income Life which is a partner of United American Insurance under the subsidiary of Torchmark Corporation, I can say you made the right decision. I left the company after three months of "employment" (yes, I know I was a pseudo-self-employed contractor under the direct management and supervision of other 1099 contractors who all have their own businesses) and 7000 of self imposed debt. I do not blame the company for my failure because it obviously worked for one or two people there, but the job was definitely not for me.

This is the parent company of AIL and UAI:
http://www.torchmarkcorp.com/about.html

As a former "employee" of American Income Life which is a partner of United American Insurance under the subsidiary of Torchmark Corporation, I can say you made the right decision. I left the company after three months of "employment" (yes, I know I was a pseudo-self-employed contractor under the direct management and supervision of other 1099 contractors who all have their own businesses) and 7000 of self imposed debt. I do not blame the company for my failure because it obviously worked for one or two people there, but the job was definitely not for me.

This is the parent company of AIL and UAI:
http://www.torchmarkcorp.com/about.html

I am a former employee of United American (UA) and a current agency manager for a company that represents UA and other insurance companies. I too conduct group orientations before hiring new agents, and here's why. I typically get 40-60 responses to my employment ad for new agents. Instead of scheduling 40-60 individual interviews, I conduct several group sessions to inform prospective agents about what we do and what we have to offer. It's simply a matter of time management. If they are interested in pursuing the opportunity further, that's up to them. It's unfortunate that the Branch Manager you met with was evasive concerning your questions. However, instead of listening to strangers on this site, you should have listened to your husband. You passed on a great opportunity to make a great income with a great company. Too bad!