- Report: #66556
Report - Rebuttal - Arbitrate
Complaint Review: United Card Services, Credit Education Group
United Card Services, Credit Education Group1502 Niagra St. Buffalo, New York U.S.A.
United Card Services aka Credit Education Group ripoff Buffalo New York
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She also said that they would be sending me a membership package that included a free vacation from a company called Mini Vactions. There were so many other perks that it sounded too good to be true.
I tested her by asking all the right questions. Sarah had all the right answers. That included phone numbers and the name of another company that would authorize a checking account fee of $299 if I wanted to apply for the card. That company's name was United Card Services.
I declined and made an excuse that I wouldn't make a final decision until I knew if my funds could handle that. Sarah even called me back!! She was very outgoing about this matter. I then decided to go along with the deal but explained that I had no checking account only a savings account.
Sarah said it wasn't a problem as long as she had an account number and a routing number. She even said that the fee would drop to $249 since I used my savings account. That just sweetened the deal.
After I gave her my account number, Sarah told me the money would be deducted on June 6. Unfortunately for them I gave the account # but not the routing #. Unfortunately for me, I got the routing # from my bank and called them back. $249 was deducted on June 12.
I recieved a package in the mail from Mini Vacations in July (still got it), but until this day (Sept.), I still haven't received a Mastercard. I even called Mini Vacations and the receptionist said that United Card Services only provided them with customers and nothing else.
The receptionist gave me a new toll free # to call UCS back (the 888 number doesn't work anymore). That number was and is always busy.
Atlantic City, New Jersey
This report was posted on Ripoff Report on 09/04/2003 08:16 PM and is a permanent record located here: http://www.ripoffreport.com/r/United-Card-Services-Credit-Education-Group/Buffalo-New-York-14213/United-Card-Services-aka-Credit-Education-Group-ripoff-Buffalo-New-York-66556. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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