• Report: #66556

Complaint Review: United Card Services, Credit Education Group

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  • Submitted: Thu, September 04, 2003
  • Updated: Thu, September 04, 2003

  • Reported By:Atlantic City New Jersey
United Card Services, Credit Education Group
1502 Niagra St. Buffalo, New York U.S.A.

United Card Services aka Credit Education Group ripoff Buffalo New York

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I got a call in May 2003 from a lady named "Sarah" who worked for a company called Credit Education Group. She had a heavy Indian (or Middle East) accent and claimed that I had went online to apply for a Mastercard on their site but was denied. 6 months later they finally approve me for a secured Master card with a credit limit of $2,500.

She also said that they would be sending me a membership package that included a free vacation from a company called Mini Vactions. There were so many other perks that it sounded too good to be true.

I tested her by asking all the right questions. Sarah had all the right answers. That included phone numbers and the name of another company that would authorize a checking account fee of $299 if I wanted to apply for the card. That company's name was United Card Services.

I declined and made an excuse that I wouldn't make a final decision until I knew if my funds could handle that. Sarah even called me back!! She was very outgoing about this matter. I then decided to go along with the deal but explained that I had no checking account only a savings account.

Sarah said it wasn't a problem as long as she had an account number and a routing number. She even said that the fee would drop to $249 since I used my savings account. That just sweetened the deal.

After I gave her my account number, Sarah told me the money would be deducted on June 6. Unfortunately for them I gave the account # but not the routing #. Unfortunately for me, I got the routing # from my bank and called them back. $249 was deducted on June 12.

I recieved a package in the mail from Mini Vacations in July (still got it), but until this day (Sept.), I still haven't received a Mastercard. I even called Mini Vacations and the receptionist said that United Card Services only provided them with customers and nothing else.

The receptionist gave me a new toll free # to call UCS back (the 888 number doesn't work anymore). That number was and is always busy.

William
Atlantic City, New Jersey
U.S.A.

This report was posted on Ripoff Report on 09/04/2003 08:16 PM and is a permanent record located here: http://www.ripoffreport.com/r/United-Card-Services-Credit-Education-Group/Buffalo-New-York-14213/United-Card-Services-aka-Credit-Education-Group-ripoff-Buffalo-New-York-66556. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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