While trying to get together money for a move, I applied for a Cash Advance from various internet sites. USA offered me a loan for $300, but it was insufficient to help us and the terms were outrageous. I therefore DID NOT accept their offer. Several weeks later I received a call from this person (sounded like he was calling from India) indicating that I was in default on a loan to an undisclosed company for an undisclosed amount on a undisclosed date and that if I did not contact the attorney in charge of the case a warrant for my arrest would be served on me at my place of work. The total which was supposedly due was $928, approx. I spoke to the attorney who also was unwilling to disclose any of the above information. I was then warned that I would be arrested at my place of employment in MN the following day.
I checked with my bank as soon as I got off the phone. I received NO deposits that would match coming from any unknown source. There were NO attempts to retrieve said loan on the next payroll day, as indicated in the loan application. I called my employer and warned her of the possible appearance of said "officers of the court". That was 2 weeks ago and I have heard nothing from them until yesterday when they began calling my friends (references) and harassing and threatening them.
I can not afford an attorney, but I would be willing to join in any class action suit. This is an outrageous scam on unsuspecting, poor citizens.