United LegalInvestigationBureau ACS INC, and ACSdebtrecovery@gmail.com Sentv threatining email as to debt outstanding, threatened with vour action. Internet

Was contacted by United Legal Investigation Bureau via the web site-email of ASCINC, ACSdebt recovery.com on 02/19/13. Was advised that I am going to be taken to court in a couple of days for various levels of wire fraud, money laundering. I must make a payment of $ 986.67 in 48 hours, via my debit card to avoid any further actions. This is the second time within the past 2 years that this has occur ed to me, the last one was a threatening telephone call. I never followed up on taking a pay day loan, never received one dime of$$$, and my checking account history can attest to this fact! I sincerely hope your company can assist me in this matter ASAP!!
Thank you,
Sincerely,
Joseph Cavano
JCAVANO@nyc.rr.com