• Report: #1087079

Complaint Review: VIP LOAN SHOP

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  • Submitted: Tue, September 24, 2013
  • Updated: Tue, September 24, 2013

  • Reported By: didnotevenbuymedinner — Cincinnati Ohio
VIP LOAN SHOP
Cincinnati, Ohio USA

VIP LOAN SHOP VIP Loan Shop also screwed me out of money. I did not even realize that they put money into my account. They kept taking money out of my bank account every two weeks after they deposited the money I was suppose to have asked for. Cincinnati Ohio

*UPDATE Employee: The VIP Loan Shop

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 I also was screwed by VIP Loan Shop.  I did not realize they put money into my account either because I was getting direct deposit from my job.  I did not even speak to a customer service rep saying that I was even approved for a loan.  I was online trying to find out information on getting a loan.  I realized that VIP went into my account because I received a bonus from my job, and then I found out that they took out two amounts of $120 at one time.  I did not even know how to get in contact with them because I had no idea who they were.  When I found out and I realized that I spent their money. 

I called them to tell them to take out the full amount.  They never did.  They just kept on taking money out of my account every two weeks saying I owed them finance charges.  I had to stop my direct deposit because they kept on taking my check.  I paid my bank to stop payment on them.  I owe my bank to this day over $300 in overdraft fees from them. They deposited $400. by the time I closed my account they took out almost triple that amount.  I Called them to ask them why they keep taking money out of my account even after I paid them and they said I was only paying finance charges and certain fees. 

I told them that I never really gave them permission nor did I agree to their terms so why did they deposit the money anyway without letting me know.  They said I was at fault , and I should learn how to read.  I told them that I felt they were paid in full so not to call me anymore.  They said that this would effect my credit, and they did not care what I said.  I now get phone calls from them saying that they are going to take me to court, and I will go to jail if I did not pay them.  They call me at least twice a week.  They also said they were watching my house and waiting for the sherriff to serve me papers for court.


This report was posted on Ripoff Report on 09/24/2013 06:06 PM and is a permanent record located here: http://www.ripoffreport.com/r/VIP-LOAN-SHOP/Cincinnati-Ohio-45239/VIP-LOAN-SHOP-VIP-Loan-Shop-also-screwed-me-out-of-money-I-did-not-even-realize-that-th-1087079. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 UPDATE Employee

The VIP Loan Shop

AUTHOR: ECG - ()

First, as a consumer please be aware fraudulent collections calls, where the "collector" is being abusive, making threats of criminal charges, or any other scare tactics. FDCPA regulations strictly prohibit such tactics when attempting to collect on a debt. If you feel you have been a victim of such calls, please contact the FTC and the FDCPA. Do not, give them any personal information, they can be relentless. As far as your account with the VIP Loan Shop, please reach out to Customer Service, and one of our team members will assist you in resolving this matter. You can contact them at 866-598-1100, or you can visit the website for quick and easy service using our online chat.

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