The cockroaches at Van Ru have been calling my house as often as three times an hour, many times a day. They are rude, lie about who they are, and have violated many areas of the FDCPA. I asked them for a copy of the original document that I signed that shows I authorized and agreed to the debt. They refuse to send it. They just yell and threaten. I have had enough and am going to sue these worms.
I urge everyone who is getting calls from these maggots to record every call. Do not talk to them unless the recorder is running. You can buy a phone recorder for cheap at places like Radio Shack. If you are in a one party state you do not have to tell them you are recording. THESE RECORDINGS WILL MAKE YOU MONEY! They will prove FDCPA violations, which they seem to do very very often.
They did not send me written notice within 5 days of the first call, which is another FDCPA violation. There are many others.
You are entitled to recover $1000 for each and every FDCPA violation, along with punitive damages. If these morons are harassing you, threatening you, violating the FDCPA, and do not identify themselves, sue them! Ther are many places on the internet to walk you through this.
Do a few searches under sue collection agency and you will find out. Also print out a copy of the FDCPA. If they are reporting a bogus dept on your credit report, or a debt that has passed the statue of limitations, you are entitled to a lot more $$, because you can sue them for defamation of character.
Act stupid during the calls and they will attempt to walk all over you. They will violate the law left and right in at attempt to trick you into sending them money. Never give them any banking or credit card information. NEVER!
I have read that they have taken unauthorized payments and really hurt people. NEVER TRUST THEM! They are the lowest of the low and are known as one of the meanest and lawless of the collection agency indistry.
These maggots willfully violate the law beucase they know that only a very small fraction of people they contact will do anything about it. When they are sued, they look at it as the cost of doing business. It is time people step up and show these greedy corporate slimeballs that they cannot stomp all over the law and not have to face consequences.
So far they have violated many many areas of the FDCPA in my case and continue to do so.
I am going to make them pay . You should too if they are walking all over your rights and not following the letter of the law. If anything, you can easily make a few thousand dollars and apply it to the balance of any deby you may have.
Will Not say