First off I was hurt at work and required surgery to repair the ingury.
I called VANDERBILT and explained what had occured, they agreed over the phone to work with me. All was going well I was on the mend. Not worried about the one payment I was going to be behind on....They had agreed to work with me.Ten days after the agreement I start getting very rude calls from one of the company reps. She told me ihad to make the payment immedietly,When I explained that I couldn't I wasn't able to work at this time I was hurt,She became much ruder.She proceeded to tell me to be out in thirty days,Mind you I have two daughters and a wife,and I've just had surgery.I vacated the home per her order.What else was I to do?I then receive a call from their Manager telling me that they wanted to try and work with me ,Mind you I've already moved out and am staying with family.
I told him what had took place,he of course tried to turn it around on me.
I got smart and started recording our conversation He became quite rude and condesending twords me.Needless to say they told I had thirty days to vacate .I said fine.With in TWENTY-EIGHT days they had repossesed my home.I was never served a notice by the sherrifs department.After they picked up the home I received a letter telling me they were starting repossesion proceedings.I WAS ALREADY BACK IN THEIR POSSESION. ALL OVER $380.00.I LOST MY HOME OVER $380.00 DOLLARSNOW THEY WANT $29,000.MORE FROM ME I'M LOST AND DONT KNOW WHAT TO DO NOW.IF SOMEONE COULD HELP I WOULD GRATEFUL!!!!!!!!