Vantage Funding SCAM, Rip off, liar Las Vegas, Nevada

I had an electronic check presented to my bank for $30. I didn't authorize any checks for this amount so I called my bank and they gave me the number to the company it was made out to - Vantage Funding.

I called them to find out who they were and how they got my bank inormation and to request a refund. I have called them a totyal of four times and everytime except for the last time I called I was hung up on when I requested a refund.

They told me that I applied for an online loan and the $30 was a check processing fee. Firsty I never applied for a loan with these people. I never even heard of this company. Second they told me that I had to go online to their website (which of course is down for maintence so they say) and finish the application and then I will be refunded my $30 when I receive my loan.

How do you charge someone a processing fee but then in the next breathe tell them that their paperwork hasn't been processed because you didn't finish the paperwork. I never applied for a loan with this company and I don't know how they have all my information. Now I have to watch my account to make sure they don't go in and get anymore money.