• Report: #1056727

Complaint Review: Vantage Point Services

  • Submitted: Wed, June 05, 2013
  • Updated: Wed, June 05, 2013

  • Reported By: Cassandra — APO Other
Vantage Point Services
4248 Ridge Lea Rd Buffalo, New York USA
  • Phone: 2814019607
  • Web:
  • Category: Loans

Vantage Point Services , VPS He said he was a fraud investigator and threatened to arrest me on two felony fraud charges. Buffalo New York

*Consumer Comment: scared out of my mind

*Consumer Comment: live and learn

*Consumer Comment: DO NOT PAY THEM!

*Consumer Suggestion: Count your blessings

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I received a phone call from a guy stating he was  a fraud investigator and that the victim had filed charges against me. When I asked what this was about, he stated that I owed money to a financial institution and would be charged for bank fraud and another felony charge.

I did not know what was going on, and it scared the hell out of me.  He said that I had one hour to pay the money or he would have the felony warrants issued through the Commonwealth of Virginia and I would be arrested. I could only think about my family and I started freaking out because I didn't know what this was about.

He had my banking institution name, my name, social security number and more information. I truly thought I was about to get arrested for something I had no clue about. We are a military family stationed overseas and i had no way of going to find out what this was. I was just scared.

He stated that I needed to go to moneygram bill pay express and make this payment right now. I called my sister and had her go to the moneygram in Virginia and make a payment. This guy had already called my family and my husbands family to locate me. I don't even know how he got any of their information. He said I had 24 hours to pay the remaining balance to avoid arrest since I didn't have any prior criminal charges against me.

I called the number the next day and asked for the name of the company and their address and the gentleman that I spoke with gave a me a different name this time and told me they were located in Houston, TX. Then he was very rude and disrespectful and hung up the phone while I was trying to ask a question.

My sister tried to get information about their company and the woman that answered her call told her that she had no business grilling her for information and hung up on her.

I am going to try to obtain legal services as I feel they need to give my money back. My sister tried to cancel the money gram shortly after paying it, and the people who processed the transaction stated that the money was already picked up.  If anyone has any information or assistance they could offer, please let me know. I would have never considered any of this, but I was so scared and when they were threatening me, I didn't know what else to do.


This report was posted on Ripoff Report on 06/05/2013 04:14 PM and is a permanent record located here: http://www.ripoffreport.com/r/Vantage-Point-Services-/Buffalo-New-York/Vantage-Point-Services-VPS-He-said-he-was-a-fraud-investigator-and-threatened-to-arrest-1056727. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

scared out of my mind

AUTHOR: Brenda - ()

These people called me today and I decided to look them up after I made the mistake of using my debit card to send them $161.32  It is true I do not know much about my rights  true I had read before I could not be imprisoned for failure to pay a payday loan , but of course they used a man to talk to me and in is authoritative voice he scared me.  I am a disabled single Mother trying to keep it together with one child n college and one child in high school.  I try to work and make what our wonderful government will let me make and still get my disability.


At the moment I don't know what I am gonna do about paying the other $520.95 they say they will accept to keep me out of jail.  If I pay them I will not have any money to pay my bills but medicine and try to get my son in school.



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#2 Consumer Comment

live and learn

AUTHOR: goodguy - ()

I dont know what planet your living on but if you write a check for a payday loan and close the acct...thats a crime...I was arrested for the same thing for not paying it . you shouldnt give information when you have no idea what your talking about. If you never took out the loan to begin with then obviosly pay it but if you wrote a check on a closed acct. I know for a fact you can be arrested for it. If you want to know if writing a bad check is against the law just call your state atty office.If its over a certain amount it is a felony also. If you wrote the check you might want to pay it back, also the blood suckers are people like you who think they can get something for nothing...your the scammer..not the people collecting what you borrowed to begin with

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#3 Consumer Comment


AUTHOR: zodiac - ()

 The person who responded to this case saying "count your blessings" is a F*&!@ing retard! First of all, payday loans are not prosecutable in criminal court! In fact, it is illegal for them threaten you saying they are going to have you arrested.  You can report them to the states attorney general's office.  The only reason they threaten that is because even with the internet many people don't know the law, and they don't know their rights.  They take advantage of people and try to scare them into paying.  The threat of prosecution is all they have because they cannot sue. 

They are a business that purchased the debt from the original debtor for pennies on the dollar and turn a profit by intimidating people into paying them.  They can't sue because more often than not the debts are like really old and in most states the statute of limitations on debts are only like 2 or 3 years.  I too was in the military, and the military has become aware that these blood suckers are out there, and while the military does teach it's soldiers to honor debts, they aslo teach not to get ripped off by these filthy blood suckers either.  Sometimes loans cannot get paid back, and if you dont believe me just ask the united states government (we'll never be able to pay our national debts). 

Oh yea, one more thing.  I know how they got your phone number ( I used to be a private investigator) they got your info (name, DOB, etc) from the original debtor, and they used that information to call phone companies pretending to be you, saying they lost their account info, until they hit a match.  The stuff these people do is illegal, but they get away with it because nobody asks questions, and few people report them. 

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#4 Consumer Suggestion

Count your blessings

AUTHOR: nofilter - ()

Hello you my dear should be happy that they did not send a notification to your command. As a military personel I am sure you are aware of the fact that such a thing can keep you from promoting. Yes it was fraud because you did not pay the loan back. And due to you using a checking accoutn to secure such loan it makes  ita serious offense.

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