• Report: #974450

Complaint Review: Veronica Toles Vet World Solutions

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  • Submitted: Tue, November 27, 2012
  • Updated: Wed, June 24, 2015

  • Reported By: Rena — Phoenix Arizona United States of America
Veronica Toles Vet World Solutions
Phoenix, Arizona United States of America

Veronica Toles Vet World Solutions Modification Ripoff Phoenix, Arizona

*REBUTTAL Owner of company: Veronica Toles/VET WORLDWIDE SOLUTIONS

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She currently resides in Houston, Texas. Veronica Toles was referred to me by a colleague(Johnson) and friends. At that time Toles had completed the modification for Johnsons  two homes and many of Johnsons family members. My thoughts at the time were Toles cant be a ripe off since she has a proven track record.

Toles has you put one month mortgage payment in her account. She provides you the account number and bank name. Upon deposit, she sends you her contract and bank forms. Toles tells you dont have to make payments during the modification process.

I completed the forms, after making the deposit. Toles tells you that you dont have to contact the bank, Handling the bank is what I do for youI communicate with them. Dont take their calls. Call me and let me know when you are contact by phone or mail. I did.

Every three months I would send Toles a profit and loss statement and three months of bank statements and whatever else she may request. Several months later I asked her how much longer would the process take. She told me The bank is overwhelmed with modifications so it takes a while. It takes a while for paperwork sent to show up in their system.

Earlier this year in April I sent Toles three documents. She only sent one of the three to the bank. In February, Toles tried to get more money because, The process was taking to long, I (Toles speaking) would normally charge you again, but I wont this time. That is when she stop doing anything totally. I called the bank and found out that my house was in foreclosure because she failed to complete the job she was paid for. I found out I was put out the modification program twice because paperwork was not provided to the bank.

The bank told me what papers were received in April of this year. I went to my sent email and doubled checked what I sent to her. She never completed the process. I found out that Toles was not sending the paperwork to the bank. After getting foreclosure notices in the mail.  I would send her the information and she was not completing the process. I called  Toles and told her that I know what she did since my house is in foreclosure and that I spoke with the bank. I asked her to submit the initial paperwork and I would take over from there. Toles blamed me by not sending her timely paperwork.
 
She has ripped off by not completing the modifications, not turning in paper work to the bank given to here by clients, not returning calls after fraud is found out:

Chanel J

Kenny H

Dedra M

Lorena R


 



More contact information: www.linkedin.com/pub/veronica-toles/a/311/82



Current employer: Realty Funding Partners



Educational backgwww.linkedin.com/pub/veronica-toles/a/311/82round: Jones Metropolitan High

School, Jones Commercial High School, Loop College





  





Veronica Toles's Overview (www.linkedin.com/pub/veronica-toles/a/311/82)



Current





Senior

     Associateat Realty Funding Partners





Past





Senior

     Loan Officerat Home Run Financial

Loss

     Mitigation/Foreclosure, Senior Mortgage Collector, Retail/Recovery

     Collectorat GreenTree /Conseco





Education





Loop College

Jones Commercial





Veronica Toles' Experience



Senior Associate



Realty Funding Partners



Privately Held;

11-50 employees; Financial Services industry



October 2011

Present (1 year 1 month)



Senior Loan Officer



Home Run Financial



September 2003

January 2011 (7 years 5 months)



Loss Mitigation/Foreclosure, Senior Mortgage Collector,

Retail/Recovery Collector



GreenTree /Conseco



October 1998

March 2003 (4 years 6 months)



Veronica Toles' Education



Loop College



Business Law, Economics, Word Processing



1984 1986



Jones Commercial



Accounting, Business Law



1981 1983



 





www.linkedin.com/pub/veronica-toles/26/630/80

http://realfundingpartners.com/






This report was posted on Ripoff Report on 11/27/2012 01:07 PM and is a permanent record located here: http://www.ripoffreport.com/r/Veronica-Toles-Vet-World-Solutions/Phoenix-Arizona-/Veronica-Toles-Vet-World-Solutions-Modification-Ripoff-Phoenix-Arizona-974450. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 0Consumer 1Employee/Owner
Updates & Rebuttals

#1 REBUTTAL Owner of company

Veronica Toles/VET WORLDWIDE SOLUTIONS

AUTHOR: Veronica Toles/VET WORLDWIDE SOLUTIONS - (USA)

Who ever post this backwards contradicting post need to do there research. RIPOFF will not allow you to attach documents to show proof (PDF).   Breakdown of transaction. First paragraph stated per Lorena D. Roberts AKA Rena (At the time Toles had completed the modification for Johnsons two homes and many of Johnson’s family members) then she turn around at the bottom and list the clients that I got modification done and closed.  Why would I close the people she listed and not her? 

One month mortgage payment in her account.  – I worked on her file since 12/15/2010  until March 30, 2012 for a small processing fee /500 documents together during the 2 1/2 years  I work on this file not including phone bill (hours on the phone talking to reps) , lights, internet to keep my computer running, stress.  I was under paid. 

Toles tells you don’t have to make payments during the modification process.-FALSE (She was in a trial period modification process that I got her and I told her to continue to make her trial modification payments until her payments are permanent.) But she was more concern about opening up her daycare then paying her mortgage payment.

Do not communicate with them, don’t take their calls. -FALSE (Roberts contradict herself, in the same paragraph and said “Call me and let me know when you are contact by phone or mail” TRUE (That is what I said). If I am working your file, you are suppose to call me if they contact you by phone or mail. (Common Sense)

Every three months I would send Toles a profit and loss statement and 3 months of bank statements and whatever else she may request-(FALSE)  She continue making false profit and loss statement which I would not submit to bank.  Her bank statements show 0 balance but her profit and loss shows she was making over 8k -15k a month. She only sent bank statements that she wanted the bank to see, because if she would had shown her other bank statements she would had got denied the modification.  

Earlier this year in April I sent Toles three documents. She only sent one of the three to the back. (True) Because the profit and loss was a FRAUD.  (Why would Lorena D Roberts say I gave her 3  documents and she only sent one of them because she knew they were fraudulent , I told her I wasn’t going to send them documents to the bank.

 Toles tried to get more money because the process was taking too long. Normally charge you again, but I won’t this time.  (Contradicting)  (False)  Roberts was taking too long, the bank continue asking her for her tax returns for 2 years she continue giving excuses. Per Roberts Letter that she type and sign stated to Chase these words on 2/7/2012 "I did not file my 2010 taxes because the company hired did not complete them timely or accurately. I paid $250.00 for this service. I filled an extension; KBM Accounting did not return the taxes to me timely missing the deadline. I had my client who was preparing to take the CPR test check the numbers and found many errors. It was suggested that I not file and have someone else redo the 2010 taxes.  The letter goes on further giving all kind of excuses.  (Unable to attach due to Ripoff Report do not have a PDF tab).

 My house was in foreclosure because she failed to complete the job she was paid for.  (FALSE) I WILL NOT SUBMIT FRAUDULENT DOCUMENTS, I CAN'T MAKE FAKE BANK STATEMENTS OR FAKE TAX RETURNS.  I WORK WITH YOU FOR 2 YEARS.  YOUR HOME WAS ALREADY IN FORECLOSURE  STATUS THAT IS HOW YOU GOT TO ME, I PREVENTED FORECLOSURE FROM THE BEGINNING OF FORECLOSURE ACTION. 

I HAVE A THOUSAND OF DOCUMENTS, I KEEP DOCUMENTS, I KEEP ALL EMAILS, RIPOFF will not allow me to attach documents. RIPOFF YOU ALLOW THIS PERSON TO POST FALSE INFORMATION WITHOUT FIRM EVIDENCE AND RESEARCH, WHICH IS A DEFAMATION OF MY CHARACTER.  THIS POST NEED TO BE REMOVE, IF YOU NEED FURTHER PROOF I WILL FAX YOU 500 SHEETS OF DOCUMENTS AND EMAIL OR SEEK A ATTORNEY. 

 

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