• Report: #195213

Complaint Review: Visa Aspire

  • Submitted: Wed, June 07, 2006
  • Updated: Fri, June 09, 2006

  • Reported By:Cullman Alabama
Visa Aspire
Po Box 23007 Columbus, Georgia U.S.A.

Visa Aspire ripoff They took money from my account and we still can not use card and they say we owe alot to them Columbus Georgia

*Consumer Comment: Problem

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They said that i was aproved for a $300 but we only got $150. We have paid our payments and now we can not use the card and we know owe them $454. We now have more to pay then what we wrer able to even get. I wish this could be stopped. now we have another thing that will go against us instead of helping us like they said they would.

Lisa
Cullman, Alabama
U.S.A.

This report was posted on Ripoff Report on 06/07/2006 09:43 AM and is a permanent record located here: http://www.ripoffreport.com/r/Visa-Aspire/Columbus-Georgia-31902-3007/Visa-Aspire-ripoff-They-took-money-from-my-account-and-we-still-can-not-use-card-and-they-195213. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Problem

AUTHOR: Alesia - (U.S.A.)

Aspire generally will only allow you to use 50% of the credit limit until you established at least a 3 month pay history.

There interest rate is about 30%. If you charged 150 you will be paying 30 cents on each dollar in interest. That's 45 dollars per month in interest. If you were making the minimum payments it is easy to see how the balance jumped. As soon as you passed the 300 credit limit you were then hit with over the limit fees (which I believe are 29). It is a never ending cycle.

Close the account. Try and work out a settlement with Aspire and pay them off. There are other cards out there that will help establish your credit that won't charge you 30% interst. Hope this helps.
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