- Report: #526872
Complaint Review: WELLS FARGO MORTGAGE
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| WELLS FARGO MORTGAGE P.O Box 23000
Jacksonville, Florida United States of America |
|
WELLS FARGO MORTGAGE Wells Fargo Flood Determination Fraudualant Flood Insurance Jacksonville, Florida
*Consumer Comment: Ben,
*Consumer Comment: "CREEPY POEM" is available for everyone to read by simply 'Googling' this- BROCK O'BOMB-A POEM, and it appears in the.....
*REBUTTAL Owner of company: flood insurance.
*REBUTTAL Owner of company: flood insurance.
*Consumer Comment: DEBT TSUNAMI POEM....
*Consumer Suggestion: Wells Fargo Needs To Be Reported & Sued
*Consumer Comment: If you 'Google' this- YOUTUBE FALL OF THE REPUBLIC, and watch it on the web, you might be.....
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Wells Fargo started forcing flood insurance several years ago after sending letters stating"Due to recent changes in flood maps My house is now in a flood zone"
I went to the courthouse and was informed that there was no changes in flood maps since around 1972, after Agnes. I went to see the lady that does flood determinations the our area, she filled out a FEMA Form verifying my house as not being in a flood zone. Wells Fargo refused it and put Flood Insurance on my house at a cost of around $1300. I got my own insurance at about $400.00 Thur Mill ville Flood insurance who questioned why I was getting Insurance on property not in a flood zone?
My township supervisors stated my home was not in a flood zone and Hawk Engineering also determined that my home is not in a flood zone, yet Wells Fargo will not accept anything less than a letter of map amendment, stating my house is no longer in a flood zone. I don't need a LOMA because everyone but Wells Fargo knows my house is NOT in a Flood Zone!!
A LOMA would require an engineer to survey from the nearest certified point, which is eighteen miles from my house. Not financially feasible.
Now, Yesterday I received a letter from Wells Fargo stating that my home is now in another higher risk Flood Zone and I need to get yet more expensive Flood Insurance!
Even the Pennsylvania Attorney Generals office says I should SUE them, but I am not sure how and can't find an attorney that does?
I have severa pictures I can send however google earth shows everything,
Report Attachments:
This report was posted on Ripoff Report on 11/21/2009 01:02 PM and is a permanent record located here: http://www.ripoffreport.com/r/WELLS-FARGO-MORTGAGE/Jacksonville-Florida-32241-3000/WELLS-FARGO-MORTGAGE-Wells-Fargo-Flood-Determination-Fraudualant-Flood-Insurance-Jacksonv-526872. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#2 Consumer Comment
"CREEPY POEM" is available for everyone to read by simply 'Googling' this- BROCK O'BOMB-A POEM, and it appears in the.....
AUTHOR: Karl - (USA)
SUBMITTED: Tuesday, March 30, 2010
#3 REBUTTAL Owner of company
flood insurance.
AUTHOR: bigcat8004 - (United States of America)
SUBMITTED: Friday, March 26, 2010
#4 REBUTTAL Owner of company
flood insurance.
AUTHOR: bigcat8004 - (United States of America)
SUBMITTED: Friday, March 26, 2010
#6 Consumer Suggestion
Wells Fargo Needs To Be Reported & Sued
AUTHOR: Kim Darby - (USA)
SUBMITTED: Thursday, February 04, 2010
Wells Fargo apparently has a pattern of forcing flood and blaming FEMA. I am a Realtor in the Tampa Bay area. My client closed on a home that sits on a hill here in Pasco County. Prior to closing Wells Fargo said she needed flood. The Pasco County Property Appraiser had the home in X Flood Zone.
The insurance company also had X in thier data base. While my clients had flood insurance it was only $336 per year because of the X zone. Now 1 year later Wells Fargo comes back and tells her she is in an AE flood zone and if she does not get her insurance carrier to charge her for that Wells Fargo will at the rate of $175 per month.
I spoke with a lady with the county and with FEMA. FEMA sent me a form (LOMA), which we filled out and mailed in. The LOMA is free. My client hired a certified surveyer to do an elevation ceertificate. The home was 65' above sea level. The lady with Pasco County was nice enough to send the form to FEMA and they changed their records to X.
The data base that insurance companies use looks like an official Department of Homeland Security and Federal Emergency Management Agency form - it even has a seal. This is NOT a government agency and that form is very official looking and misleading. I was told by the lady with the county that is a private company in Texas. That is probably why Barb with Wells Fargo is able to make a phone call and have the data base changed.
I have some other very interesting facts that an attorney should be interested in for a class action lawsuit against Wells Fargo. Please contact me at (((REDACTED))). My name is Kim and I am in the phone book. (Wesley Chapel, FL)
This is a rip-off and most people simply do not have the time to figure out how to fix it and Wells Fargo knows that. Since they own the insurance company they are forcing people to have I believe they are making lots of money.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.#7 Consumer Comment
If you 'Google' this- YOUTUBE FALL OF THE REPUBLIC, and watch it on the web, you might be.....
AUTHOR: Karl - (U.S.A.)
SUBMITTED: Monday, November 23, 2009
