• Report: #1005282

Complaint Review: WESTLAKE FINANCIAL

  • Submitted: Tue, January 29, 2013
  • Updated: Tue, January 29, 2013

  • Reported By: Mr&Mrs. Watts — shreveport Louisiana United States of America
WESTLAKE FINANCIAL
Internet United States of America

WESTLAKE FINANCIAL inconsiderate, rude, no good bastards! they should crash and burn in hell!!!! Internet

*Consumer Comment: Take the bus

*Consumer Comment: Nice potty mouth..

*Consumer Comment: Really?

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WELL, my husband decided to get me a car in November of 2012. Well he later got laid off from his JOB in December. We were only late one freaking payment... they harassed the s**t out of us! They had very nasty attitudes... and also told us that they dI'd not care about our situation! But again we were only late on one payment! They were harassing the car dealer... making him buy back the contract! We cane up with the payment... they told us that they didn't want anything from us but the car...not even our money! Mind you MY husband put 3,000 down on the freaking car... didn't have it but a couple of months and Guess what..they repoed our s**t this a.m. the bitches are no good at all...they are a complete total rip off! I wouldn't advise anyone TO use them. If u go get a car from a used lot... ask them WHO finances them before you make a commitment TO it! They have no heart! They are very rude! And inconsiderate as f**k! But you know what by husband was only said off 1month! He Is currently back working! But u Think they care? Hell no! DON'T DO IT!

This report was posted on Ripoff Report on 01/29/2013 06:24 AM and is a permanent record located here: http://www.ripoffreport.com/r/WESTLAKE-FINANCIAL/internet/WESTLAKE-FINANCIAL-inconsiderate-rude-no-good-bastards-they-should-crash-and-burn-in-h-1005282. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Take the bus

AUTHOR: coast - (USA)

After only two months you missed a payment. That's a nice track record.

"they are a complete total rip off"

You were not ripped off. Your car was repossessed due to loan default.

"They have no heart!"

The signed contract does not require sympathy from the lender; it requires timely payments from the borrower. You will always require financing from a subprime lender until you admit fault and clean up your foul attitude.
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#2 Consumer Comment

Nice potty mouth..

AUTHOR: Robert - (U.S.A.)

With a mouth like that, one does not have to wonder why they wouldn't work with you.

It doesn't matter if your husband put down $3,000, he still borrowed several thousand dollars from them on the agreement that he would pay them a specific amount on specific dates.  There is nothing in the agreement that says he only has to pay them when he could.  Until you pay off the car it is NOT your car and they can repossess it if you are delinquent.  Yes..even if you owed $1.

You are with a Sub-Prime lender, meaning you have a history of not paying your bills.  Where this pattern seems to be continuing.  You were not just late..you were late with your first(or possibly second) payment.  While I am not a psychic I can pretty much guarantee that if you get the car back, this may have been your first repossession on this car but it won't be your last unless you change your attitude.
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#3 Consumer Comment

Really?

AUTHOR: Ramjet - (U.S.A.)

They repoed your s**t? (sic).  I'd like to see that.

But, you owe them money, what did you expect them to do.  They hear sob stories all day every day.  Some true, some lies.  Maybe it has something to do with the fact that you don't seem capable of communicating without cussing.  If you approached them like that, it's not surprising they had an attitude.

You may not be done with them yet.  If they auction the car and get less than you owe, they can come back to you for the rest.
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