• Report: #522847

Complaint Review: WFG - World Financial Group

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  • Submitted: Thu, November 12, 2009
  • Updated: Wed, March 07, 2012

  • Reported By: V — Victoria British Columbia Canada
WFG - World Financial Group
Nationwide United States of America

WFG - World Financial Group WFG SCAM Canada and US, Nationwide

*UPDATE EX-employee responds: Its true they are so wrong wfg more like wtf

*UPDATE Employee: Huh!

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the favor script... "...would like to run the idea by you. I have .....come over and let she show you what she show me...and you just need to take it apart and give your honest opinion...."


In effect, 3 things they want out of this kitchen table


1. Referral


2. Data Sheet


3. Get you to the business presentation


The point is to be recuit or be the prospect, but they sugar code the intention. Even when they don't use the favor script. They begin to say that asking you to name people that might be looking for work and such but really trying to find a time to do kitchen table with you and sell the idea to you there. They claim the kitchen table isn't a sale pitch but it is.


At the kitchen table,


The do not neccesary point out every cons side of the information they present. My upline says if we don't lead the prospect think in that direction they might not ask. A Marketing Director says it take hours to just explain one concept. The whole idea is to see if it spark interest or as introduction. (but i thought the idea is to educate not to see if we can be the bait.) But indeed whenever we explain a financial concept to another, we need to hold professionalism. And we shall be clearing misunderstanding before it is created, not avoiding the confrontation.


My upline would visit places, get name card, or make notes of name tag. Phone back and compliment on their work and ask whether they keep option open. That's how i was recuited but until i saw how it was done, i didn't realize i was just part of the recuitment process when i got that compliment.


They say i need to meet people. And i like cafe. So they say i shall get new name via cafe (random talking to people). My parents was shocked because that can potentially lead the wrong signal that i might be trying to hit on somebody or something. Very unprofessional practice.


This report was posted on Ripoff Report on 11/12/2009 01:17 AM and is a permanent record located here: http://www.ripoffreport.com/r/WFG-World-Financial-Group/nationwide/WFG-World-Financial-Group-WFG-SCAM-Canada-and-US-Nationwide-522847. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 UPDATE EX-employee responds

Its true they are so wrong wfg more like wtf

AUTHOR: tiredofliaers - (United States of America)

They are no good, find job elsewhere
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#2 UPDATE Employee

Huh!

AUTHOR: Merle - (Canada)

First your English is terrible! Second if you need your parents feed back about everything then you are not grown up enough to run your own business. I don't see the scam, you obviously have a problem with being in business for yourself. Your comments about the process, don't make sense to me. When you own your own business (which is what World Financial Group allows you the opportunity to do) you need to cover some expenses such as advertising. Word of mouth is the best advertising and everyone complains that they have to spend a little money to start a business here, that's a reality for every business owner in the world. Feel free to spend a lot of money on fliers, newspaper ads etc. I prefer to talk to people let them get to know me a bit, then if they want to sit down with me I'm not a complete stranger. Also I find your comments about a kitchen table (being a sales pitch) to also be confusing. I get the impression you find this to be underhanded in some way. People are constantly making sales pitches, you make a sales pitch to meet new friends, you tell them about yourself so that they will want to hang around you. Same with a boyfriend/girlfriend or at a job interview. Or how about when you want a PS3 and you need your parents/spouses approval you don't think you are doing a sales pitch? Is it bad? In my opinion it's a part of life, and if you're good at it you will be successful in life. To clarify I'm not talking about being dishonest, I'm saying that you honestly answer the question we all ask "what's in it for me?" If I show a family that they can reduce the number of debt payments they have.  Free up money to put towards savings and an emergency fund and insurance and maybe more money back into their pocket, I want them to have that choice. I can understand that you may not understand or agree with the process, but understand that people have too much debt, not enough savings and not enough life insurance to cover the debts and other responsibilities. If they got laid off or sick for an extended period of time most families are less than 2 paychecks away from filing for bankruptcy. And we use money everyday but most of us have never been educated on the subject, if we had we wouldn't be paying a third to a half in income taxes and have another third of our income going to debt payments which is most people's total debt to income service ratio. Leaving families to try to stretch the remaining income to pay bills, gas, food autopac and save for retirement. There are over 30 million people in this country and most of them are in this situation, what is your suggestion to help solve this problem? Because you are either part of the problem or part of the solution. I congratulate World Financial Group in it's mission to be a part of the solution.    
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