- Report: #463940
Complaint Review: Wachovia Bank N.A.
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| Wachovia Bank N.A. www.Wachovia.com
Charlotte, North Carolina U.S.A. |
|
Wachovia Bank N.A. Overdraft Fee for 3 cents? Charlotte North Carolina
*UPDATE EX-employee responds: An idea.......
*General Comment: hey inspector...
*Consumer Suggestion: Most banks will reverse such a small overdraft
*UPDATE Employee: WSAV
*UPDATE Employee: Not quite the true story...
*Consumer Comment: Just Living Up To Their Name
*Consumer Comment: Overdraft is overdraft..
*Consumer Comment: Not picking on you
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Well your guess is as good as mine.The customer reps i spoke to were making it seem that i was wrong and they were right until i talk to another rep and he refunded the fee back saying that was ridiculous to charge a 35.00 fee for 3 cents. This was a courtesy but he did say that i need to keep and eye on my account from here on in to make sure that this doesn't happen again because as you know Wachovia is hungry for money, so hungry ,that they would charge you a fee for even less than a dollar. WoW!!!
Tasha d
Killeen, Texas
U.S.A.
This report was posted on Ripoff Report on 06/23/2009 12:19 AM and is a permanent record located here: http://www.ripoffreport.com/r/Wachovia-Bank-NA/Charlotte-North-Carolina/Wachovia-Bank-NA-Overdraft-Fee-for-3-cents-Charlotte-North-Carolina-463940. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 UPDATE EX-employee responds
An idea.......
AUTHOR: D - (U.S.A.)
SUBMITTED: Tuesday, June 22, 2010
I was going to suggest that you close your account, but don't do that.
Do this instead, keep $5.00 in the account, to keep it open, that way you will be able to cash other checks when you need . And run your life with cash only. So when your wallet is empty, you're done.
#2 General Comment
hey inspector...
AUTHOR: tom - (United States of America)
SUBMITTED: Tuesday, June 22, 2010
We all realize that the bank has to pay their employees to "clean up" the mess as you say...I'd bet my paycheck it doesn't cost them $35! Come down here with the rest of us, and think a minute. Use your college logic, and you will understand (after a few hours) it is a legal crime they are pulling off here! And as for you preaching to us to watch our money better...have you ever lost a few pennies and found them later on under the couch, car seat, washer? It's 3 cents...use a little common sense!
#3 Consumer Suggestion
Most banks will reverse such a small overdraft
AUTHOR: Stile - (U.S.A.)
SUBMITTED: Wednesday, July 01, 2009
Now, that being said, if you overdraft more often, then banks are less likely to extend this courtesy. Call in, state your case calmly and you're likely to get the fee back, as you did.
#5 UPDATE Employee
Not quite the true story...
AUTHOR: Striderq - (U.S.A.)
SUBMITTED: Wednesday, June 24, 2009
Your Way@Save account can be linked as overdraft protection. Have you called to confirm it is? Was there any money available in the Way2Save the business day your account became overdrawn? If there was no money available to transfer to the checking account then you would get the overdraft fee.
And yes any amount overdrawn causes the $35 fee to be accessed. Whether the rep personally feels it's ridiculous or not, that's the way the fee system was set up. It was provided to you in Terms & Conditions and your Schedule of Fees and Services. I happy the rep did give you a courtesy refund, but as they said please watch your account. Keep your register and keep your balance positive so you aren't accessed any more fees.
#6 Consumer Comment
Just Living Up To Their Name
AUTHOR: Edward - (U.S.A.)
SUBMITTED: Tuesday, June 23, 2009
But just like they did with the Unavailable Funds Fee, here again they have lived up to their name and proven to be in a league of their own as they.....
Walk-Over-Ya with this ripoff here. But they appeciate your loyalty and your business.
#7 Consumer Comment
Overdraft is overdraft..
AUTHOR: Inspector - (U.S.A.)
SUBMITTED: Tuesday, June 23, 2009
