- Report: #468368
Complaint Review: Wells Fargo Home Mortgage
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| Wells Fargo Home Mortgage P.O. Box 10368
Des Moines, Iowa U.S.A. |
|
Wells Fargo Home Mortgage - ASC American Servicing Company Loan Modification DENIED Des Moines Iowa
* : GREG, THANK YOU FOR ALERTING ME TO THE FACT THAT IT'S COMMON PRACTICE FOR COMPANIES TO TAKE OUT 'SECRET LIFE INSURANCE POLICIES' ON.....
*Consumer Comment: WOWSy
*Consumer Comment: I wonder WHO approved the 'SECRET LIFE INSURANCE POLICIES' that Wells Fargo was taking out on their current & former employees?
*Consumer Comment: The Unfortunate Fact
*Consumer Comment: What's the ripoff?
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I just received my letter telling me that my LOAN MODIFICATION request had been denied. I called every two weeks just as they had asked. I PAID HIGHER than my regular payments to get caught up IN THE AMOUNTS THEY requested. They were all on time. Now I get this letter saying the modification was denied. It also says "There may be other alternatives that will assist you BUT are CONTINGENT UPON AGENCY INVESTOR APPROVAL. They are, but may not be limited to:
Pre-Foreclosure Sale: REQUIRES the sale of your home in order to satisfy the mortgage/deed of trust
Deed In Lieu of Foreclosure: The voluntary transfer of the interest in your property to the mortgage investor.
Thats real big of them after Ive alreay paid the three extra large payments for them to not do the deal now. I would just as soon loose the house and not have to deal with them anymore. My advice Dont use them if your planning on financing a home.
Connie
Oklahoma City, Oklahoma
U.S.A.
Pre-Foreclosure Sale: REQUIRES the sale of your home in order to satisfy the mortgage/deed of trust
Deed In Lieu of Foreclosure: The voluntary transfer of the interest in your property to the mortgage investor.
Thats real big of them after Ive alreay paid the three extra large payments for them to not do the deal now. I would just as soon loose the house and not have to deal with them anymore. My advice Dont use them if your planning on financing a home.
Connie
Oklahoma City, Oklahoma
U.S.A.
This report was posted on Ripoff Report on 07/10/2009 02:29 PM and is a permanent record located here: http://www.ripoffreport.com/r/Wells-Fargo-Home-Mortgage/Des-Moines-Iowa/Wells-Fargo-Home-Mortgage-ASC-American-Servicing-Company-Loan-Modification-DENIED-Des-Mo-468368. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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GREG, THANK YOU FOR ALERTING ME TO THE FACT THAT IT'S COMMON PRACTICE FOR COMPANIES TO TAKE OUT 'SECRET LIFE INSURANCE POLICIES' ON.....
AUTHOR: Karl - (U.S.A.)
SUBMITTED: Friday, August 14, 2009
their current & former employees, without their knowledge or consent, & then collect the DEATH BENEFITS when these people DIE!
I didn't know that, but thank you foe alerting me.
Have a nice weekend.
P.S. You can 'Google' this- BANK OF AMERICA COMPLAINTS SECRET LIFE INSURANCE POLICIES, and read how BofA, Wells Fargo, Citigroup, JP Morgan Chase, & others, were mentioned in that article.
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What's this?
Wake up to reality, its a common practice with todays bussinesses to have life insurnace on there employees that they collect on. Where have you been?
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What's this? #3 Consumer Comment
I wonder WHO approved the 'SECRET LIFE INSURANCE POLICIES' that Wells Fargo was taking out on their current & former employees?
AUTHOR: Karl - (U.S.A.)
SUBMITTED: Wednesday, August 05, 2009
'Google' this- WELLS FARGO COMPLAINTS SECRET LIFE INSURANCE POLICIES, and read that article.
WOW!
Imagine your employer taking out a- 'SECRET LIFE INSURANCE POLICY' on YOU, and then collecting the benefits when you DIED!
WOWSY WOW-WOW!
Spread this all over the worldwide web!
THANK YOU.
WOW!
Imagine your employer taking out a- 'SECRET LIFE INSURANCE POLICY' on YOU, and then collecting the benefits when you DIED!
WOWSY WOW-WOW!
Spread this all over the worldwide web!
THANK YOU.
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What's this?
Unfortunately, the fact is that many, many people who paid their bills on time, every time, have lost their jobs and need their mortgage payment reduced temporarily. You may be referring to some solution that I do not know about, but I do know that good people who get loan modifications pay EVERY SINGLE PENNY and THEN SOME. They do not receive any assistance, just a restructuring of their own debt, paid by them and them alone plus a horrible amount of fees. Even the government programs (like HOPE) help up front, but boy does the homeowner pay a hefty fee when it is time to pay back the favor, especially if they one day want to sell their house. It is definitely NOT a free ride. This is not a "bail out" or freebies program. Nothing is given to anyone, at least not what ASC or Wells Fargo offers. I understand your anger if it was some idiot not being responsible and getting some money basically rewarding them for it, but please check this out before you draw your conclusion. I hope that you never find yourself in this position because many people are surprised to find themselves where they never dreamed they would be. Hopefully, if you one day do have problems that you didn't create and couldn't control, you have someone being nice to you and trying to help, not make them feel worse than they already do.
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What's this? #5 Consumer Comment
What's the ripoff?
AUTHOR: Bubba Ho-tep - (U.S.A.)
SUBMITTED: Friday, July 10, 2009
So in order for them to consider you for a loan restructure, Wells Fargo wanted you to become current on your exsisting loan? Sounds to me like you were ripping them off. God forbid a bank asks you to repay what you borrowed.
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