Wells Fargo Home Mortgage Equal To A Loan Sharking "Business" Los Angles, California

   We have had our home for 8 years.  Somewhere along the line, Wells Fargo "bought" our mortgage.  After a loss of income situation, we contacted Wells Fargo about a loan modification.  They offered a three month trial period with a reduced payment.  We took it. Wells Fargo then said we needed to make more payments before we could be considered for permanent loan modification. Then we were in "REVIEW" with WFHM.  Recently, we received a forbearance agreement with a payment that over $150.00 MORE than we were making with the reduced payment we started with.  And it states, and I quote, in part, "Since the installments may be less than the total amount due you may still have outstanding payments and fees.  Any outstanding payments and fees will be reviewed for an option to bring the loan current. .... The lend, in its sole discretion and without further notice to you, may terminate this Agreement. ..."  In the meantime, fees and charges keeping piling up in the monthly statements.  So, what are the "options" they speak of?  And what if someone at WFHM has a bad hair day and decides they want to terminate the Agreement?  There has been no breakdown of what the payment we are making includes. 

 How are we supposed to know what the final modified payment will be?  Will it really be modified?  Under the Obama Administration, Wells Fargo got a LOT of money to help the consumers.  Wells Fargo is the only entity being helped here.  They get the money from the Government and the money from us.  They PIMP and PROSTITUTE and call it legal.  Where are the details of how our money is being applied?  If my spouse weren't disabled, we would probably just walk away.  We are upside down in our house like so many other people in this economy.  WFHM has been stringing us along and there has not been any resolution.  We have put time and money into upgrading this little house of ours.  It's not much, it's very small and modest.  A solid, 8 year payment history without late payments does not matter to Wells Fargo!  Older, disabled citizens does not matter to Wells Fargo!  It feels as though we are being prostituted by Wells Fargo and we will never be able to break free of their PIMP MENTALITY.  They want to take everything you have and then beat the Hell out of you for not giving them more!!!!